Does PenFed count as direct deposit? Bank by bank (2026)
Low outbound limits; works at Chase & BofA.
Type: Bank
Confirmed working at 1 bank, mixed at 2, fails at 1.
Bank by bank
Sorted works first, then mixed, then fails. Each bank name links to its review, where you can see the offer's full requirements.
| Bank | Verdict | Reports |
|---|---|---|
| Bank of America | Works | — |
| U.S. Bank | Mixed | — |
| Regions | Mixed | — |
| Chase | Fails | — |
How to set it up
Low outbound limits; works at Chase & BofA.
Send at least the offer's stated minimum, a little early in your bonus window. Standard ACH takes 1 to 3 business days to settle, so you want time left over to switch to real payroll if this push does not register as a direct deposit.