Blog/Credit Cards/Amazon Business — $100 Sign-Up Bonus (2026 Review)

Amazon Business — $100 Sign-Up Bonus (2026 Review)

By Nathaniel Booth2026-04-19Credit Cards
Credit CardAmexBusinessNo Annual Fee
The Offer
Up to $100
after $0 spend in 3 months
IssuerAmex
Card typeBusiness
Annual fee$0
Estimated SUB value$100
Net year-1 value$100
At a Glance
Requirements
  • No minimum spend required for the bonus
Eligibility
  • Availability: Nationwide
Fees
  • Annual fee: $0
No published end date
Before you apply: American Express rules
All issuer rules →
Amex will usually approve you, then refuse the bonus. Almost every rule here is about welcome offer eligibility rather than approval.
The eligibility check before the credit pullAmex tells you partway through the application whether you qualify for the welcome offer, before it pulls your credit.

A notice can appear mid-application saying you are not eligible for the advertised welcome offer, usually because you have held that card before. It shows up before the credit check, so you can abandon the application at that point with no hard pull and no score impact. If no notice appears, that is generally read as a sign you are eligible, though it is not a written guarantee.

Reviewed September 3, 2026 · doctorofcredit.com, awardwallet.com
One card per 5 days, two per 90 daysUnconfirmedAmex approves about one new credit card in any 5 days and no more than two in any 90 days.

Community-observed rather than published by Amex. Personal and business credit cards share the same count for both windows. Charge cards with no preset spending limit, meaning Platinum, Gold, Green and their business versions, are generally treated as outside both counts, which is why a charge card sometimes goes through when a credit card application would not.

Reviewed September 3, 2026 · frequentmiler.com
No lifetime language offersUnconfirmedSome targeted offers leave out the lifetime restriction wording, which can let a past cardholder earn the bonus again.

No lifetime language, usually shortened to NLL, is community shorthand rather than an Amex term. It describes an offer whose fine print omits the usual clause about having or having had the card. Because the once per lifetime rule is enforced through that exact wording, its absence can mean a repeat bonus is possible, but nothing guarantees it. These offers appear as targeted mailers and account pop-ups, sometimes as links passed around publicly, and they come and go.

Reviewed September 3, 2026 · frugalflyer.ca
What's this card worth to you?
Enter your spend and see Amazon Business's Year 1 & Year 2 value.
Open calculator →

Rewards Earning

amazon3x
cell phone bills, dining, gas stations2x
all other purchases1x

Key Benefits

  • No Foreign Transaction Fees

Overview

The Amazon Business is currently offering $100 with no minimum-spend requirement — check the issuer's offer terms for the qualifying activity. There's no annual fee, so the $100 bonus is close to pure profit. Estimated net year-one value: $100 — the bonus is cash back, valued at face.

Pros

+$100 sign-up bonus
+$0 annual fee
+3% on amazon
+No Foreign Transaction Fees

Cons

-Lifetime once-per-card SUB rule — one shot at this bonus

Notes

This $100 offer has no minimum-spend requirement — confirm the qualifying activity in the issuer's terms, then put the card to work in its strongest categories. Route your everyday bills — utilities, groceries, gas, streaming subscriptions — through the Amazon Business so it keeps earning after the $100 bonus posts. Because this is a business card, sign-up bonus earnings post separately from personal-card velocity rules at most issuers — so it can run in parallel with a personal SUB chase. With no annual fee there's nothing to cancel for — keep it open after the bonus posts so the account keeps aging your average credit history.

How This Compares

Within Amex's business lineup, the closest comparison is the Amex Business Platinum (300,000 Membership Rewards after $20,000/3mo, $895 AF). The Amazon Business is the right pick when you value a clean no-AF SUB and don't need the elevated category bonuses of the fee-bearing card.

Frequently Asked Questions

What's the current Amazon Business sign-up bonus?

The current bonus is $100, with no minimum-spend requirement — confirm the qualifying activity on the issuer's page before applying, as offers change often.

What's the Amazon Business annual fee?

There is no annual fee on the Amazon Business.

How long does the Amazon Business sign-up bonus take to post?

Once you complete the qualifying activity, the bonus typically posts within 1–2 statement cycles — roughly 6–8 weeks. Track the milestone in Stacks OS Spending so you don't miss the deadline.

Related Cards

American Express Gold — 100,000 Membership Rewards Sign-Up Bonus (2026 Review)American Express Platinum — 175,000 Membership Rewards Sign-Up Bonus (2026 Review)Capital One Savor — $200 Sign-Up Bonus (2026 Review)

More Amex offers we track

+ 29 Amex credit cards in our directory →
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