Bank of America Premium Rewards Elite — 75,000 Points Sign-Up Bonus (2026 Review)
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Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Bank of America Premium Rewards Elite currently offers 75,000 Points after $5,000 in purchases within 3 months. The annual fee is $95. Estimated net first-year value is $655 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $5,000 of planned purchases without carrying a balance and who fit Bofa's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $1,667 per month in organic purchases to complete the $5,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current Bofa comparison in the catalog is the BofA Premium Rewards, with 60,000 BofA points after $4,000 in 3 months and a $95 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Bank of America Premium Rewards Elite welcome offer?
The current catalog offer is 75,000 Points after $5,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the Bank of America Premium Rewards Elite annual fee?
The annual fee is $95.
How should I value the Bank of America Premium Rewards Elite offer?
Using the site's catalog assumptions, the estimated net first-year value is $655 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Related Cards
Sources (1)
We last checked this against the bank's page on August 16, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.