Expedia Group One Key+ — $400 Sign-Up Bonus (2026 Review)
- Minimum spend: $1,000 within 3 months of account opening
- Availability: Nationwide
- Annual fee: $99
One new card every 6 monthspersonal cardsWells Fargo usually will not approve another consumer card if you opened one with them in the past 6 months.
The language quoted across current guides is that you may not qualify for an additional Wells Fargo branded consumer credit card if you have opened one in the last 6 months. This replaced a longer wait that applied before 2022. Business cards are generally described as a separate bucket from personal ones, but sources contradict each other on whether the Signify Business Cash card sits inside or outside this window, so do not count on the business exception.
48 months between bonuses on a cardpersonal cardsNo welcome bonus on a Wells Fargo card if you held that card, or opened it, within the past 48 months.
The quoted terms wording is that you may not be eligible for introductory rates, fees or rewards bonus offers if you have the card or opened one within the last 48 months. The window was widened from a much shorter one around 2024 and now covers the main personal lineup, including Active Cash, Autograph, Autograph Journey and Reflect. We read this in current write-ups rather than on Wells Fargo's own terms page, which we could not reach, so check the specific card's fine print before applying.
15 months on the Choice Privileges cardspersonal cardsThe two Choice Privileges cards keep a shorter 15-month bonus window instead of the 48-month one.
Opening, or earning a bonus on, either the Choice Privileges Mastercard or the Choice Privileges Select Mastercard in the past 15 months blocks a new bonus on either of them. This is a family rule about the bonus rather than a separate limit on approvals. It is what is left of the shorter window Wells Fargo used across the board before the 48-month change.
Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Expedia Group One Key+ currently offers $400 after $1,000 in purchases within 3 months. The annual fee is $99. Estimated net first-year value is $301 using the catalog's published valuation assumptions.
Pros
Cons
Notes
Plan for roughly $334 per month in organic purchases to complete the $1,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
How This Compares
The closest current Wells-Fargo comparison in the catalog is the Expedia Group One Key, with $400 after $0 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Expedia Group One Key+ welcome offer?
The current catalog offer is $400 after $1,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the Expedia Group One Key+ annual fee?
The annual fee is $99.
How should I value the Expedia Group One Key+ offer?
Using the site's catalog assumptions, the estimated net first-year value is $301 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Related Cards
Historical Promotions
This product has offered $600 before (ended ~2026-04-19) — the current $400 is below its historical high.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.