Blog/Credit Cards/Expedia Group One Key+ — $400 Sign-Up Bonus (2026 Review)

Expedia Group One Key+ — $400 Sign-Up Bonus (2026 Review)

By Nathaniel Booth2026-04-19Credit Cards
Credit CardWells-fargoPersonal
The Offer
$400
after $1,000 spend in 3 months
IssuerWells-fargo
Card typePersonal
Annual fee$99
Estimated SUB value (toward travel)$400
Net year-1 value (toward travel)$301
At a Glance
Requirements
  • Minimum spend: $1,000 within 3 months of account opening
Eligibility
  • Availability: Nationwide
Fees
  • Annual fee: $99
No published end date
Before you apply: Wells Fargo rules
All issuer rules →
Wells Fargo runs two separate clocks: one on how often you can open a card, and a much longer one on when a bonus is available again.
One new card every 6 monthspersonal cardsWells Fargo usually will not approve another consumer card if you opened one with them in the past 6 months.

The language quoted across current guides is that you may not qualify for an additional Wells Fargo branded consumer credit card if you have opened one in the last 6 months. This replaced a longer wait that applied before 2022. Business cards are generally described as a separate bucket from personal ones, but sources contradict each other on whether the Signify Business Cash card sits inside or outside this window, so do not count on the business exception.

Reviewed September 3, 2026 · fool.com, frequentmiler.com
48 months between bonuses on a cardpersonal cardsNo welcome bonus on a Wells Fargo card if you held that card, or opened it, within the past 48 months.

The quoted terms wording is that you may not be eligible for introductory rates, fees or rewards bonus offers if you have the card or opened one within the last 48 months. The window was widened from a much shorter one around 2024 and now covers the main personal lineup, including Active Cash, Autograph, Autograph Journey and Reflect. We read this in current write-ups rather than on Wells Fargo's own terms page, which we could not reach, so check the specific card's fine print before applying.

Reviewed September 3, 2026 · fool.com, thepointsguy.com
15 months on the Choice Privileges cardspersonal cardsThe two Choice Privileges cards keep a shorter 15-month bonus window instead of the 48-month one.

Opening, or earning a bonus on, either the Choice Privileges Mastercard or the Choice Privileges Select Mastercard in the past 15 months blocks a new bonus on either of them. This is a family rule about the bonus rather than a separate limit on approvals. It is what is left of the shorter window Wells Fargo used across the board before the 48-month change.

Reviewed September 3, 2026 · doctorofcredit.com
What's this card worth to you?
Enter your spend and see Expedia Group One Key+'s Year 1 & Year 2 value.
Open calculator →

Rewards Earning

airfare (travel portal), car rentals (travel portal), dining, EV charging, gas stations, groceries, hotels (travel portal)3x
all other purchases2x

Key Benefits

  • No Foreign Transaction Fees
  • Travel Portal Redemption

Overview

The Expedia Group One Key+ currently offers $400 after $1,000 in purchases within 3 months. The annual fee is $99. Estimated net first-year value is $301 using the catalog's published valuation assumptions.

Pros

+$400 current welcome offer
+3x on airfare (travel portal), car rentals (travel portal), dining, EV charging, gas stations, groceries, hotels (travel portal)
+No Foreign Transaction Fees
+Travel Portal Redemption

Cons

-$99 annual fee

Notes

Plan for roughly $334 per month in organic purchases to complete the $1,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.

How This Compares

The closest current Wells-Fargo comparison in the catalog is the Expedia Group One Key, with $400 after $0 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.

Frequently Asked Questions

What is the current Expedia Group One Key+ welcome offer?

The current catalog offer is $400 after $1,000 in purchases within 3 months. Confirm the issuer page before applying.

What is the Expedia Group One Key+ annual fee?

The annual fee is $99.

How should I value the Expedia Group One Key+ offer?

Using the site's catalog assumptions, the estimated net first-year value is $301 after the first-year annual fee and tracked statement credits. Your redemption value can differ.

Related Cards

Wells Fargo Autograph Journey — 60,000 Wells Fargo Rewards Sign-Up Bonus (2026 Review)Wells Fargo Active Cash — $200 Sign-Up Bonus (2026 Review)Capital One Savor — $200 Sign-Up Bonus (2026 Review)

Historical Promotions

tracked since 2026-04-19
$400$1,000 / 3mocurrent
~2026-04-20current
$600no min spendall-time high
~2026-04-192026-04-19

This product has offered $600 before (ended ~2026-04-19) — the current $400 is below its historical high.

2026-04-20: bonus decreased $600$400

More Wells-Fargo offers we track

Wells Fargo $400 Checking BonusWells Fargo $500 Checking BonusWells Fargo $825 Business Checking BonusWells Fargo $825 Savings Bonus+ 4 Wells-Fargo credit cards in our directory →
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