Expedia Group One Key — $400 Sign-Up Bonus (2026 Review)
- No minimum spend required for the bonus
- Availability: Nationwide
- Annual fee: $0
One new card every 6 monthspersonal cardsWells Fargo usually will not approve another consumer card if you opened one with them in the past 6 months.
The language quoted across current guides is that you may not qualify for an additional Wells Fargo branded consumer credit card if you have opened one in the last 6 months. This replaced a longer wait that applied before 2022. Business cards are generally described as a separate bucket from personal ones, but sources contradict each other on whether the Signify Business Cash card sits inside or outside this window, so do not count on the business exception.
48 months between bonuses on a cardpersonal cardsNo welcome bonus on a Wells Fargo card if you held that card, or opened it, within the past 48 months.
The quoted terms wording is that you may not be eligible for introductory rates, fees or rewards bonus offers if you have the card or opened one within the last 48 months. The window was widened from a much shorter one around 2024 and now covers the main personal lineup, including Active Cash, Autograph, Autograph Journey and Reflect. We read this in current write-ups rather than on Wells Fargo's own terms page, which we could not reach, so check the specific card's fine print before applying.
15 months on the Choice Privileges cardspersonal cardsThe two Choice Privileges cards keep a shorter 15-month bonus window instead of the 48-month one.
Opening, or earning a bonus on, either the Choice Privileges Mastercard or the Choice Privileges Select Mastercard in the past 15 months blocks a new bonus on either of them. This is a family rule about the bonus rather than a separate limit on approvals. It is what is left of the shorter window Wells Fargo used across the board before the 48-month change.
Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Expedia Group One Key is currently offering $400 with no minimum-spend requirement — check the issuer's offer terms for the qualifying activity. There's no annual fee, so the $400 bonus is close to pure profit. Estimated net year-one value: $400 — the bonus is cash back, valued at face.
Pros
Cons
Notes
This $400 offer has no minimum-spend requirement — confirm the qualifying activity in the issuer's terms, then put the card to work in its strongest categories. Route your everyday bills — utilities, groceries, gas, streaming subscriptions — through the Expedia Group One Key so it keeps earning after the $400 bonus posts. Mind your issuer rules: check the issuer's velocity rules before applying. With no annual fee there's nothing to cancel for — keep it open after the bonus posts so the account keeps aging your average credit history.
How This Compares
Within Wells-fargo's personal lineup, the closest comparison is the Wells Fargo Autograph Journey (60,000 Wells Fargo Rewards after $4,000/3mo, $95 AF). The Expedia Group One Key is the right pick when you value a clean no-AF SUB and don't need the elevated category bonuses of the fee-bearing card.
Frequently Asked Questions
What's the current Expedia Group One Key sign-up bonus?
The current bonus is $400, with no minimum-spend requirement — confirm the qualifying activity on the issuer's page before applying, as offers change often.
What's the Expedia Group One Key annual fee?
There is no annual fee on the Expedia Group One Key.
How long does the Expedia Group One Key sign-up bonus take to post?
Once you complete the qualifying activity, the bonus typically posts within 1–2 statement cycles — roughly 6–8 weeks. Track the milestone in Stacks OS Spending so you don't miss the deadline.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.