GM Rewards Mastercard — 100,000 Points Sign-Up Bonus (2026 Review)
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- Minimum spend: $5,000 within 5 months of account opening
- Availability: Nationwide
- Annual fee: $0
The 6/24 patternUnconfirmedBarclays is reported to decline applicants with six or more new cards from any bank in the past 24 months.
This mirrors Chase's 5/24, but every current source calls it soft and inconsistently applied rather than a rule. Approvals above the threshold do happen, and an existing Barclays card or banking relationship is often said to help. Barclays has published nothing establishing it, so treat it as a risk factor rather than a wall.
You must not have held the account beforeUnconfirmedpersonal cardsBarclays bonuses are usually limited to people who do not have, and have not previously had, an account in that program.
The terms quoted for the JetBlue and AAdvantage Aviator cards restrict the bonus to applicants who do not currently have and have not previously had an account in that loyalty program, with no reset window written into the contract text itself. A rough 24-month re-eligibility figure circulates, built from reported approvals rather than from the terms. We saw that terms language through search results rather than on the terms page itself, so read the fine print on the specific card.
About one new card every 6 monthsUnconfirmedpersonal cardsBarclays is reported to approve at most one new personal card every 6 months.
Described consistently across current guides and in Doctor of Credit's reference table, but derived from reported approvals rather than published by Barclays. As with the 6/24 pattern, an existing relationship with the bank is often said to loosen it.
Rewards Earning
Overview
The GM Rewards Mastercard currently offers 100,000 Points after $5,000 in purchases within 5 months. There is no annual fee. Estimated net first-year value is $1,000 using the catalog's published valuation assumptions.
Pros
Cons
Notes
Plan for roughly $1,000 per month in organic purchases to complete the $5,000 requirement inside 5 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
How This Compares
The closest current Barclays comparison in the catalog is the Wyndham Earner Premier, with 120,000 Points after $6,000 in 4 months and a $395 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current GM Rewards Mastercard welcome offer?
The current catalog offer is 100,000 Points after $5,000 in purchases within 5 months. Confirm the issuer page before applying.
What is the GM Rewards Mastercard annual fee?
The annual fee is $0.
How should I value the GM Rewards Mastercard offer?
Using the site's catalog assumptions, the estimated net first-year value is $1,000 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Related Cards
Sources (1)
We last checked this against the bank's page on September 26, 2026.
Historical Promotions
The current 100,000 Points is the highest we've tracked since August 2025.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.