Truist Business Cash Rewards — $300 Sign-Up Bonus (2026 Review)
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- Minimum spend: $10,000 within 3 months of account opening
- Availability: Nationwide
- Annual fee: $0
No published application rulesTruist does not appear in any of the major issuer rule guides, and we found no published limits or bonus restrictions.
We checked several comprehensive issuer rule guides directly and Truist is absent from all of them, and Doctor of Credit has no article on Truist card rules. Truist's own card page lists its welcome bonus with no prior cardholder eligibility clause visible. An absent documented rule is not the same as an absent rule, so read the specific card's terms, but there is nothing known here to plan around.
Rewards Earning
Key Benefits
- No Foreign Transaction Fees
- Travel Portal Redemption
Overview
The Truist Business Cash Rewards currently offers $300 after $10,000 in purchases within 3 months. There is no annual fee. Estimated net first-year value is $300 using the catalog's published valuation assumptions.
Pros
Cons
Notes
Plan for roughly $3,334 per month in organic purchases to complete the $10,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
How This Compares
The closest current Truist comparison in the catalog is the Truist Business Travel Rewards, with 20,000 Points after $2,000 in 3 months and a $49 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Truist Business Cash Rewards welcome offer?
The current catalog offer is $300 after $10,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the Truist Business Cash Rewards annual fee?
The annual fee is $0.
How should I value the Truist Business Cash Rewards offer?
Using the site's catalog assumptions, the estimated net first-year value is $300 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Related Cards
Sources (1)
We last checked this against the bank's page on September 14, 2026.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.