Chase United Explorer — 75,000 United MileagePlus Sign-Up Bonus (2026 Review)
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Key Benefits
- Annual fee waived first year
- $120 Global Entry/TSA PreCheck credit
- Free checked bags
- Priority boarding
- $120 Instacart credits
Overview
The Chase United Explorer currently offers 75,000 United MileagePlus after $3,000 in purchases within 3 months. The annual fee is $150, waived in the first year. Estimated net first-year value is $750 using the catalog's published valuation assumptions.
Who This Card Is For
Applicants who can complete $3,000 of planned purchases without carrying a balance and who fit Chase's approval rules.
How to Maximize the Sign-Up Bonus
Plan for roughly $1,000 per month in organic purchases to complete the $3,000 requirement inside 3 months. Do not carry interest-bearing debt to earn the bonus, and confirm that every planned purchase is eligible.
Pros
Cons
How This Compares
The closest current Chase comparison in the catalog is the IHG One Rewards Traveler, with 125,000 IHG One Rewards after $2,000 in 3 months and a $0 annual fee. Compare net first-year value and long-term fit.
Frequently Asked Questions
What is the current Chase United Explorer welcome offer?
The current catalog offer is 75,000 United MileagePlus after $3,000 in purchases within 3 months. Confirm the issuer page before applying.
What is the Chase United Explorer annual fee?
The annual fee is $150, waived during the first year.
How should I value the Chase United Explorer offer?
Using the site's catalog assumptions, the estimated net first-year value is $750 after the first-year annual fee and tracked statement credits. Your redemption value can differ.
Related Cards
Sources (1)
We last checked on August 13, 2026, but could not confirm every detail directly on the bank's page.
Historical Promotions
This product has offered 85,000 United MileagePlus before (ended ~2026-06-13) — the current 75,000 United MileagePlus is below its historical high.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.