Credit cards
Best hotel and airline credit cards
Co-branded cards where the points belong to one hotel chain or one airline and cannot be moved anywhere else. Those points are valued at what the program is worth, not at a flat penny each. Ordered by year-one value: the cash value of the welcome bonus, plus first-year statement credits, minus the annual fee.
103 cards. Offer terms last checked against issuers on October 6, 2026.
| # | Card | Bonus | Min spend | Window | Annual fee | Year-1 value | Links |
|---|---|---|---|---|---|---|---|
| 1 | Hilton Honors American Express Aspire Card | Up to 200K points (offer varies by applicant) | $6,000 | 6mo | $550 | $269 | Review · Offer |
| 2 | Capital One Venture Rewards | 75K miles | $4,000 | 3mo | $95 | $205 | Review · Offer |
| 3 | Amex Hilton Business | Up to 175K Hilton Honors (offer varies by applicant) | $8,000 | 6mo | $195 (waived year one) | $0 | Review · Offer |
| 4 | Amex Hilton Honors (No Fee) | Up to 70K Hilton Honors (offer varies by applicant) | $2,000 | 6mo | $0 | $0 | Review · Offer |
| 5 | Amex Hilton Surpass | Up to 130K Hilton Honors (offer varies by applicant) | $3,000 | 6mo | $150 (waived year one) | $0 | Review · Offer |
| 6 | Amtrak Guest Rewards | 30K Points | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 7 | Bank of America Royal One | 45K Points | $2,000 | 3mo | $0 | $0 | Review · Offer |
| 8 | Capital One Spark Classic Business | No current bonus | — | 3mo | $0 | $0 | Review · Offer |
| 9 | Capital One VentureOne Business | 50K miles | $4,500 | 3mo | $0 | $0 | Review |
| 10 | Capital One VentureOne Rewards | 20K miles | $500 | 3mo | $0 | $0 | Review |
| 11 | Carnival | 30K Points | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 12 | Chase IHG One Rewards Traveler | 80K Points | $2,000 | 3mo | $0 | $0 | Review · Offer |
| 13 | Chase United ClubSM Business | 110K Miles | $5,000 | 3mo | $0 | $0 | Review · Offer |
| 14 | Chase United Explorer | 75K United MileagePlus | $3,000 | 3mo | $150 (waived year one) | $0 | Review · Offer |
| 15 | Chase United GatewaySM | 40K Miles | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 16 | Chase United QuestSM | 70K Miles | $4,000 | 3mo | $0 | $0 | Review · Offer |
| 17 | Chase UnitedSM Explorer | 60K Miles | $3,000 | 3mo | $0 | $0 | Review · Offer |
| 18 | Choice Privileges | 40K Points | $1,000 | 3mo | $0 | $0 | Review |
| 19 | Delta SkyMiles Blue | Up to 10K miles (offer varies by applicant) | $1,000 | 6mo | $0 | $0 | Review · Offer |
| 20 | Delta SkyMiles Gold | Up to 40K miles (offer varies by applicant) | $3,000 | 6mo | $150 (waived year one) | $0 | Review · Offer |
| 21 | Delta SkyMiles Gold Business | Up to 60K miles (offer varies by applicant) | $6,000 | 6mo | $150 (waived year one) | $0 | Review · Offer |
| 22 | Discover It Miles | No current bonus | — | 3mo | $0 | $0 | Review · Offer |
| 23 | Hilton Honors Business | Up to 130K Hilton Honors (offer varies by applicant) | $3,000 | 3mo | $195 (waived year one) | $0 | Review · Offer |
| 24 | Hilton Honors Surpass | Up to 130K Hilton Honors (offer varies by applicant) | $3,000 | 6mo | $150 (waived year one) | $0 | Review · Offer |
| 25 | IHG One Rewards Traveler | 125K IHG One Rewards | $2,000 | 3mo | $0 | $0 | Review · Offer |
| 26 | JetBlue | 50K Points | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 27 | Korean Air SKYPASS SkyBlue | 10K miles | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 28 | Marriott Bonvoy Bold | 60K Marriott Bonvoy | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 29 | Marriott Bonvoy Business | Up to 150K Marriott Bonvoy (offer varies by applicant) | $8,000 | 6mo | $125 | $0 | Review · Offer |
| 30 | Norwegian Cruise Line | 20K Points | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 31 | United Explorer | 50K United MileagePlus | $3,000 | 3mo | $150 (waived year one) | $0 | Review · Offer |
| 32 | United Gateway | 40K United MileagePlus | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 33 | Wyndham Earner | 75K Points | $1,000 | 3mo | $0 | $0 | Review · Offer |
| 34 | Alaska Airlines Atmos Rewards Ascent | 70K Points | $2,500 | 3mo | $95 | -$95 | Review · Offer |
| 35 | Alaska Airlines Atmos Rewards Business | 60K Points | $4,000 | 3mo | $95 | -$95 | Review · Offer |
| 36 | Bank of America Atmos Rewards Ascent | 70K Points | $2,500 | 3mo | $95 | -$95 | Review · Offer |
| 37 | British Airways | 75K Points | $5,000 | 3mo | $95 | -$95 | Review · Offer |
| 38 | Capital One Venture Business | 50K miles | $4,500 | 3mo | $95 | -$95 | Review |
| 39 | Chase Aer Lingus Visa Signature | 75K Points | $5,000 | 3mo | $95 | -$95 | Review · Offer |
| 40 | Chase Iberia Visa Signature | 75K Points | $5,000 | 3mo | $95 | -$95 | Review · Offer |
| 41 | Choice Privileges Select | 60K Points | $3,000 | 3mo | $95 | -$95 | Review |
| 42 | World of Hyatt | 60K World of Hyatt | $3,000 | 3mo | $95 | -$95 | Review · Offer |
| 43 | Wyndham Earner+ | 100K Points | $1,000 | 3mo | $95 | -$95 | Review · Offer |
| 44 | American Airlines AAdvantage Business | 65K Points | $4,000 | 4mo | $99 | -$99 | Review · Offer |
| 45 | Amtrak Guest Rewards Preferred | 30K Points | $1,000 | 3mo | $99 | -$99 | Review · Offer |
| 46 | Avianca LifeMiles | 40K miles | $3,000 | 3mo | $99 | -$99 | Review · Offer |
| 47 | Bank of America Royal One Plus | 70K Points | $3,000 | 3mo | $99 | -$99 | Review · Offer |
| 48 | Barclays JetBlue Plus | 60K JetBlue TrueBlue | $1,000 | 3mo | $99 | -$99 | Review · Offer |
| 49 | Cathay Pacific World Elite | 38K miles | $3,000 | 3mo | $99 | -$99 | Review |
| 50 | Chase IHG One Rewards Premier Business | 140K IHG One Rewards points | $5,000 | 3mo | $99 | -$99 | Review · Offer |
| 51 | Emirates Skywards Rewards | 40K Points | $3,000 | 3mo | $99 | -$99 | Review · Offer |
| 52 | Frontier | 60K miles | $500 | 3mo | $99 | -$99 | Review · Offer |
| 53 | Hawaiian Airlines | 70K Points | $2,000 | 3mo | $99 | -$99 | Review |
| 54 | Hawaiian Airlines Business | 50K Points | $4,000 | 3mo | $99 | -$99 | Review |
| 55 | IHG One Rewards Premier | 185K IHG One Rewards | $3,000 | 3mo | $99 | -$99 | Review · Offer |
| 56 | JetBlue Business | 50K Points | $4,000 | 3mo | $99 | -$99 | Review · Offer |
| 57 | Korean Air SKYPASS | 40K miles | $4,000 | 3mo | $99 | -$99 | Review · Offer |
| 58 | Korean Air SKYPASS Business | 50K miles | $5,000 | 3mo | $99 | -$99 | Review |
| 59 | Qatar Airways Privilege Club Signature | 40K Points | $3,000 | 3mo | $99 | -$99 | Review · Offer |
| 60 | Southwest Rapid Rewards Plus | 50K Points | $1,000 | 3mo | $99 | -$99 | Review · Offer |
| 61 | Virgin Atlantic Red Rewards | 60K Points | $4,000 | 3mo | $99 | -$99 | Review · Offer |
| 62 | Amex Marriott Business | Up to 250K Marriott Bonvoy (offer varies by applicant) | $9,000 | 6mo | $125 | -$125 | Review · Offer |
| 63 | Marriott Bonvoy Business® American Express® Card | Up to 100K points (offer varies by applicant) | $8,000 | 6mo | $125 | -$125 | Review · Offer |
| 64 | Southwest Rapid Rewards Premier | 55K Points | $1,500 | 3mo | $149 | -$149 | Review · Offer |
| 65 | Southwest Rapid Rewards Premier Business | 60K Points | $3,000 | 3mo | $149 | -$149 | Review · Offer |
| 66 | Wyndham Earner Business | 100K Points | $3,000 | 3mo | $149 | -$149 | Review · Offer |
| 67 | Chase UnitedSM Business | 110K Miles | $5,000 | 3mo | $150 | -$150 | Review · Offer |
| 68 | United Business | 110K United MileagePlus | $5,000 | 3mo | $150 | -$150 | Review · Offer |
| 69 | Aeroplan | 75K Points | $4,000 | 3mo | $195 | -$195 | Review · Offer |
| 70 | World of Hyatt Business | 70K World of Hyatt | $7,000 | 3mo | $199 | -$199 | Review · Offer |
| 71 | Southwest Rapid Rewards Priority | 60K Points | $2,000 | 3mo | $229 | -$229 | Review · Offer |
| 72 | Wyndham Earner Premier | 120K Points | $6,000 | 4mo | $395 | -$230 | Review · Offer |
| 73 | Avianca LifeMiles Elite | 100K miles | $4,500 | 3mo | $249 | -$249 | Review · Offer |
| 74 | Amex Marriott Bonvoy Bevy | Up to 175K Marriott Bonvoy (offer varies by applicant) | $5,000 | 6mo | $250 | -$250 | Review · Offer |
| 75 | Marriott Bonvoy Bountiful | 85K Marriott Bonvoy | $4,000 | 3mo | $250 | -$250 | Review · Offer |
| 76 | Southwest Rapid Rewards Performance Business | 80K Points | $5,000 | 3mo | $299 | -$299 | Review · Offer |
| 77 | Delta SkyMiles Platinum Business | Up to 60K miles (offer varies by applicant) | $8,000 | 6mo | $350 | -$350 | Review · Offer |
| 78 | United Quest | 70K United MileagePlus | $4,000 | 3mo | $350 | -$350 | Review · Offer |
| 79 | Alaska Airlines Atmos Rewards Summit | 100K Points | $4,000 | 3mo | $395 | -$395 | Review · Offer |
| 80 | Bank of America Alaska Airlines Infinite | 100K Points | $4,000 | 3mo | $395 | -$395 | Review · Offer |
| 81 | Capital One Venture X Business | 150K miles | $30,000 | 3mo | $395 | -$395 | Review · Offer |
| 82 | Korean Air SKYPASS Select | 60K miles | $5,000 | 3mo | $450 | -$450 | Review · Offer |
| 83 | Emirates Skywards Premium | 50K Points | $3,000 | 3mo | $499 | -$499 | Review · Offer |
| 84 | JetBlue Premier | 90K Points | $5,000 | 3mo | $499 | -$499 | Review · Offer |
| 85 | Qatar Airways Privilege Club Infinite | 50K Points | $5,000 | 3mo | $499 | -$499 | Review · Offer |
| 86 | Amex Hilton Aspire | Up to 175K Hilton Honors (offer varies by applicant) | $6,000 | 6mo | $550 | -$550 | Review · Offer |
| 87 | Hilton Honors Aspire | Up to 150K Hilton Honors (offer varies by applicant) | $6,000 | 6mo | $550 | -$550 | Review · Offer |
| 88 | Citi AAdvantage Executive World Elite Mastercard | 70K AAdvantage miles | $7,000 | 3mo | $695 | -$595 | Review · Offer |
| 89 | Amex Marriott Bonvoy Brilliant | Up to 200K Marriott Bonvoy (offer varies by applicant) | $6,000 | 6mo | $650 | -$650 | Review · Offer |
| 90 | Delta SkyMiles Reserve | Up to 60K miles (offer varies by applicant) | $6,000 | 6mo | $650 | -$650 | Review · Offer |
| 91 | Delta SkyMiles Reserve Business | Up to 70K miles (offer varies by applicant) | $12,000 | 6mo | $650 | -$650 | Review · Offer |
| 92 | UBS Visa Infinite | No current bonus | — | 3mo | $650 | -$650 | Review · Offer |
| 93 | Chase United Club Infinite | 90K United MileagePlus | $5,000 | 3mo | $695 | -$695 | Review · Offer |
| 94 | United Club Business | 110K United MileagePlus | $5,000 | 3mo | $695 | -$695 | Review · Offer |
| 95 | American Airlines AAdvantage MileUp | 15K miles | min spend not confirmed | 3mo | $0 | $0 | Review · Offer |
| 96 | Celebrity Cruises | 30K Points | min spend not confirmed | 3mo | $0 | $0 | Review |
| 97 | Allegiant Allways Rewards | 30K Points | min spend not confirmed | 3mo | $59 | -$59 | Review · Offer |
| 98 | Air France KLM | 50K Points | min spend not confirmed | 3mo | $89 | -$89 | Review · Offer |
| 99 | Marriott Bonvoy Boundless | 125K Marriott Bonvoy | min spend not confirmed | 3mo | $95 | -$95 | Review · Offer |
| 100 | American Airlines AAdvantage Platinum Select | 65K miles | min spend not confirmed | 3mo | $99 | -$99 | Review · Offer |
| 101 | American Airlines AAdvantage Platinum Select Business | 50K miles | min spend not confirmed | 4mo | $99 | -$99 | Review · Offer |
| 102 | American Airlines AAdvantage Globe | 60K miles | min spend not confirmed | 4mo | $350 | -$350 | Review · Offer |
| 103 | Delta SkyMiles Platinum | Up to 50K miles (offer varies by applicant) | min spend not confirmed | 6mo | $350 | -$350 | Review · Offer |
How we rank this list
Year-one value is the cash value of the welcome bonus (points at what we think that currency is worth), plus statement credits you can actually claim in the first year, minus the annual fee. Nothing on this page is ordered by how much we get paid.
Where a headline reads up to some number, the offer is targeted or tiered and the big number is a ceiling, not a promise. Those cards are ranked at their base offer, printed in brackets beside the headline.
9 cards on this page have a bonus whose minimum spend we have not checked against the issuer yet. Those rows say so, and they rank below every card whose terms we do know. The full method is on the methodology page.
Want the whole catalog in one table, with a tool that matches cards to your own spending? See all credit card bonuses.