Fat Stacks Academy
Brokerage Bonuses · June 2026

Best brokerage account
bonuses in 2026

6 live brokerage offers — Robinhood, Webull, Public, Tastytrade, Moomoo, and more. SIPC-insured platforms paying cash or free stock for transferring assets. Ranked by effective APY. Last refreshed June 10, 2026.

🏦
Checking
Direct-deposit bonuses
💰
Savings
Park-cash bonuses + HYSA
💳
Spending
Credit card sign-up bonuses
📈
Brokerage
Robinhood, Webull, Public, etc.
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Brokerage Bonuses

6 live offers · SIPC-insured platforms, cash + stock rewards

TOP PICK
SoFi Invest
$150
$1,000 · 30d hold · 182.5% eff APY
SoFi Invest's $150 bonus on a $1,000 deposit with a 30-day hold is one of the highest-ROI short-hold bonuses anywhere — a 15% retu…
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Moomoo
$100
$2,000 · 90d hold · 24.4% eff APY
Moomoo's cash account bonus pays up to $1,000 on a $100,000 deposit, with a 4.1% APY on idle cash and a surprisingly short 60-day …
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E*TRADE
$50
$1,000 · 365d hold · 8.5% eff APY
E*TRADE's brokerage bonus pays up to $6,500 for depositing up to $1 million into a new brokerage or IRA account. Seven tiers from …
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Merrill Edge
$100
$20,000 · 90d hold · 5.5% eff APY
Merrill Edge's brokerage bonus pays up to $1,500 on $500,000, with a notably short 90-day hold — the shortest of the major brokera…
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Charles Schwab
$100
$25,000 · 365d hold · 3.9% eff APY
Schwab's referral-based brokerage bonus pays up to $1,000 for moving $500,000 or more to a new Schwab brokerage or IRA, with a 12-…
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Tastytrade
$100
$5,000 · 365d hold · 2.0% eff APY
Tastytrade's brokerage bonus pays up to $5,000 on $250,000, with a 12-month hold and a low $5,000 entry tier. Unlike other brokera…
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#PlatformBonusMin DepositHoldEff. APYTrack
1SoFi Invest$150$1,00030d182.5%
2Moomoo$100$2,00090d24.4%
3E*TRADE$50$1,000365d8.5%
4Merrill Edge$100$20,00090d5.5%
5Charles Schwab$100$25,000365d3.9%
6Tastytrade$100$5,000365d2.0%

Are brokerage bonuses safe?

The short answer: yes, with caveats

Every brokerage on this page is SIPC-insured up to $500,000 (which includes $250k in cash) — the brokerage equivalent of FDIC. If the firm fails, the SIPC steps in. That covers the major scenarios; it doesn't cover market losses from your own trades.

The main caveat is the hold requirement. To collect the bonus, most platforms need you to keep the transferred assets (cash, stock, or both) at the brokerage for 90 to 365 days. Pull the money early and they claw the bonus back.

Functionally, brokerage cash bonuses are identical to savings bonuses — park cash, hold for X days, collect. Inside Stacks OS they live under the Savings module and get sequenced alongside HYSA bonuses.

Stop tracking bonuses in a spreadsheet

Stacks OS builds a personalized sequence based on your paycheck, tracks every bonus you've done, and tells you exactly what to do next. 108 bonuses, one dashboard.

See your projected earnings →
$5/month or $50/year · most first bonuses are $300–$400