Brokerage Bonuses · September 2026

Best brokerage account
bonuses in 2026

12 live brokerage offers — Robinhood, Webull, Public, Tastytrade, Moomoo, and more. SIPC-insured platforms paying cash or free stock for transferring assets. Ranked by effective APY. Catalog last updated September 6, 2026.

🏦
Checking
Direct-deposit bonuses
💰
Savings
Park-cash bonuses + HYSA
🏢
Business
No LLC needed · 20%+ APY
📈
Brokerage
Robinhood, Webull, Public
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12 live offers · SIPC-insured platforms, cash + stock rewards

How we rank these. Top picks are ranked by effective APY, which is the bonus plus interest annualized over how long your cash is tied up, and only offers with a deposit of $1,000 or more qualify. Smaller referral offers still appear in the table, because a big percentage on a $60 hold is not a real return. The Easy, Medium and Hard chip is a separate question from the order: it rates how much work the offer asks of you, from the deposit and the hold to the monthly fee and whether you can join at all.
TOP PICK
Ally Invest
$200
$1,000 · 100d hold · 73.0% eff APY
Ally Invest currently offers up to $200 through its brokerage promotion. The headline tier requires $1,000 and keeps the funds com
Read full review →
Tasty Trade
$100
$2,000 · 190d hold · 9.6% eff APY
Tasty Trade currently offers up to $100 through its brokerage promotion. The headline tier requires $2,000 and keeps the funds com
Read full review →
E*TRADE
$50
$1,000 · 375d hold · 8.4% eff APY
E*TRADE's ladder runs 10 rungs from $50 at $1,000 up to $10,000 at $5,000,000, and it covers two separate account types on the sam
Read full review →
Merrill Edge
$100
$20,000 · 100d hold · 5.3% eff APY
Merrill Edge currently offers up to $600 through its brokerage promotion. The headline tier requires $200,000 and keeps the funds
Read full review →
Charles Schwab
$100
$25,000 · 375d hold · 3.9% eff APY
Schwab's referral-based brokerage bonus pays up to $1,000 for moving $500,000 or more to a new Schwab brokerage or IRA, with a 12-
Read full review →
J.P. Morgan Self-Directed
$50
$5,000 · 115d hold · 3.2% eff APY
J.P. Morgan Self-Directed currently offers up to $1,000 through its brokerage promotion. The headline tier requires $250,000 and k
Read full review →
12 of 12 shown
#BankBonusMin depositHoldEff. APYFeeExpiresGo
1Ally Invest
Medium
$1,000 to deposit and leave
no early close fee
$200
checked Jul 27
$1,000100d73.0%$0No end dateOffer ↗
2Tasty Trade
Hard
Your money is tied up about 190 days
no early close fee
$100
checked Sep 4
$2,000190d9.6%$0No end dateOffer ↗
3E*TRADE
Hard
Your money is tied up about 375 days
no early close fee
$50
checked Aug 1
$1,000375d8.4%$0Oct 31Offer ↗
4Merrill Edge
Hard
$20,000 of your own money
no early close fee
$100
checked Jul 27
$20,000100d5.3%$0No end dateOffer ↗
5Charles Schwab
Hard
$25,000 of your own money
no early close fee
$100
checked Jul 27
$25,000375d3.9%$0No end dateOffer ↗
6J.P. Morgan Self-Directed
Medium
$5,000 to deposit and leave
no early close fee
$50
checked Jul 27
$5,000115d3.2%$0Oct 21Offer ↗
7J.P. Morgan
Medium
$5,000 to deposit and leave
no early close fee
$50
checked Jul 27
$5,000115d3.2%$0Oct 21Offer ↗
8Betterment
Hard
Your money is tied up about 1105 days
no early close fee
$100
checked Jul 27
$2,5001105d1.3%$0No end dateOffer ↗
9Interactive Brokers
Hard
Your money is tied up about 375 days
no early close fee
$33
checked Jul 27
$10,000375d0.3%$0No end dateOffer ↗
10Public.com
Hard
Your money is tied up about 1835 days
no early close fee
$50
checked Jul 27
$5,0001835d0.2%$0No end dateOffer ↗
11SoFi Invest
Medium
Your money is tied up about 40 days
no early close fee
Under $1,000 deposit
$100
checked via a secondary source
$10040d912.5%$0No end dateOffer ↗
12TradeStation
Hard
Your money is tied up about 280 days
no early close fee
Under $1,000 deposit
$50
checked Jul 27
$500280d13.0%$0No end dateOffer ↗

Are brokerage bonuses safe?

The short answer: yes, with caveats

Every brokerage on this page is SIPC-insured up to $500,000 (which includes $250k in cash) — the brokerage equivalent of FDIC. If the firm fails, the SIPC steps in. That covers the major scenarios; it doesn't cover market losses from your own trades.

The main caveat is the hold requirement. To collect the bonus, most platforms need you to keep the transferred assets (cash, stock, or both) at the brokerage for 90 to 365 days. Pull the money early and they claw the bonus back.

Functionally, brokerage cash bonuses are identical to savings bonuses — park cash, hold for X days, collect. Inside Stacks OS they live under the Savings module and get sequenced alongside HYSA bonuses.

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