Brokerage Bonuses · July 2026

Best brokerage account
bonuses in 2026

12 live brokerage offers — Robinhood, Webull, Public, Tastytrade, Moomoo, and more. SIPC-insured platforms paying cash or free stock for transferring assets. Ranked by effective APY. Last refreshed July 25, 2026.

🏦
Checking
Direct-deposit bonuses
💰
Savings
Park-cash bonuses + HYSA
🏢
Business
No LLC needed · 20%+ APY
📈
Brokerage
Robinhood, Webull, Public
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Brokerage Bonuses

12 live offers · SIPC-insured platforms, cash + stock rewards

TOP PICK
SoFi Invest
$50
$100 · 40d hold · 456.3% eff APY
SoFi Invest's portal bonus pays $50–$150 for a $100 deposit with a 30-day hold — one of the lowest capital requirements of any bro…
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Ally Invest
$200
$1,000 · 100d hold · 73.0% eff APY
Ally Invest currently offers up to $200 through its brokerage promotion. The headline tier requires $1,000 and keeps the funds com…
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Moomoo
$30
$500 · 100d hold · 26.0% eff APY
Moomoo's cash account bonus pays up to $1,000 on a $100,000 deposit, with a 4.1% APY on idle cash and a surprisingly short 60-day …
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TradeStation
$50
$500 · 280d hold · 13.0% eff APY
TradeStation currently offers up to $5,000 through its brokerage promotion. The headline tier requires $2,000,000 and keeps the fu…
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E*TRADE
$50
$1,000 · 375d hold · 8.4% eff APY
E*TRADE currently offers up to $10,000 through its brokerage promotion. The headline tier requires $5,000,000 and keeps the funds …
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Merrill Edge
$100
$20,000 · 100d hold · 5.3% eff APY
Merrill Edge currently offers up to $1,500 through its brokerage promotion. The headline tier requires $500,000 and keeps the fund…
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#PlatformBonusMin DepositHoldEff. APYTrack
1SoFi Invest$50$10040d456.3%
2Ally Invest$200$1,000100d73.0%
3Moomoo$30$500100d26.0%
4TradeStation$50$500280d13.0%
5E*TRADE$50$1,000375d8.4%
6Merrill Edge$100$20,000100d5.3%
7Charles Schwab$100$25,000375d3.9%
8Tradier$100$5,000190d3.8%
9J.P. Morgan Self-Directed$50$5,000100d3.6%
10Betterment$100$2,5001105d1.3%
11Interactive Brokers$100$10,000375d1.0%
12Public.com$50$5,0001835d0.2%

Are brokerage bonuses safe?

The short answer: yes, with caveats

Every brokerage on this page is SIPC-insured up to $500,000 (which includes $250k in cash) — the brokerage equivalent of FDIC. If the firm fails, the SIPC steps in. That covers the major scenarios; it doesn't cover market losses from your own trades.

The main caveat is the hold requirement. To collect the bonus, most platforms need you to keep the transferred assets (cash, stock, or both) at the brokerage for 90 to 365 days. Pull the money early and they claw the bonus back.

Functionally, brokerage cash bonuses are identical to savings bonuses — park cash, hold for X days, collect. Inside Stacks OS they live under the Savings module and get sequenced alongside HYSA bonuses.

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