Best bank bonuses in Utah

There is no online application for this account. The only way in is to book an appointment with a KeyBank banker and open it with them, so you need to be able to reach one of KeyBank's branches. The states listed are where those branches are. KeyBank's terms for this business offer set no residency rule and exclude no state, so if you can get to a branch you can open it.

New checking customers only (none in the last 12 months). Open online by December 11, 2026.

Targeted: KeyBank's terms say you must have received a personalized $500 Business Banking offer letter from them, and you open by appointment with a banker rather than online. Schedule that appointment by December 18, 2026. Make the $25 minimum opening deposit and get to $5,000 or more within 30 days, then keep a minimum daily balance of $5,000 or more for the first 90 days; if the balance dips below $5,000 even once in that window you lose the bonus. The $500 is paid within 60 days of meeting the requirements. You cannot have held a KeyBank business checking or savings account in the past 12 months, and the branch network covers AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT and WA. Open Basic Business Checking, which is $5 a month waived at a $1,000 average ledger balance so the $5,000 hold covers it; do not open Key Business Reward Checking, which is $25 a month and needs $7,500 to waive.

The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin at the time you apply, and BMO may ask for proof of address. You cannot already hold a BMO personal checking account or have closed one in the past 12 months, and it is one bonus per customer.

Membership: Cyprus Credit Union (Utah). New Dream Rewards Checking accounts only, not business or secondary accounts, and one new checking offer per primary member. Qualifying direct deposits must be electronic deposits of a paycheck, pension or government benefits from an employer or government entity. The account has to be opened between January 1, 2026 and December 31, 2026. Closing the account within 90 days carries a $10 fee.

Membership: America First field of membership (select areas of UT, NV, AZ, ID, OR, and NM). Primary owners of an America First account opened within the last 12 months are ineligible, as are employees, volunteers, and business, secondary, and special accountholders. Close or transfer the accounts within 12 months and you forfeit the bonus. Cash is deposited within 60 days of meeting the requirements. OREGON: America First's field of membership in Oregon covers ELIGIBLE AREAS OF MALHEUR COUNTY ONLY, not the whole state, so Oregon is no longer listed. If you live in Malheur County you are still eligible and should apply directly with the credit union. CALIFORNIA: eligible areas of San Bernardino County are also in the field of membership, but California is not listed here because we can only store whole states and listing it would wrongly imply the rest of California qualifies.

Membership: Utah field of membership (formerly UFirst/University FCU). DD-attributable amount is $150 per the component-attribution rule. The official promo page (verified 2026-07-25) shows the composite new-member offer as up to $400 ($150 direct deposit + $150 debit + $100 auto loan), marked expired while the $150 direct-deposit component is still offered. Display the composite as up to $400 with the $150 DD-attributable framing.

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.