Available to residents of California, Idaho, Oregon, and Washington. Use promo code 2026DP. One personal-checking opening bonus per 2 years; customers who closed a Banner account in the last 2 years are ineligible.
Best bank bonuses in California
68 currently listed offers — 57 nationwide and 11 California-specific. Known expired offers are removed; always confirm terms before applying.
Catalog verified June 9, 2026. Always confirm current terms with the bank before opening an account.
Bonuses available in California
The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin at the time you apply, and BMO may ask for proof of address. You cannot already hold a BMO personal checking account or have closed one in the past 12 months, and it is one bonus per customer.
State restricted: CA. New Frontwave CU checking customers only.
Opened in a branch only, and it is not advertised online, so you have to mention the offer to a Citi Business Specialist and it may not be honoured at every branch. New business checking customers only. Citi's branch network is the practical limit on where you can do this, so plan around CA, FL, IL, MD, NV, NY and Washington DC. Deposit within 45 days of opening and keep the balance in place for 60 calendar days after the deposit.
Open to anyone who lives or works in Humboldt, Del Norte or Trinity County. One offer per Social Security number. Existing members are eligible (the promo page has a current-member apply link).
Select California counties only. New members only.
California residents only. New members only.
Promo 2026DP. Must not have existing Banner business checking. Deposit $5k ($250) or $10k ($500) within 60 days, maintain 90 days. Branch-only opening (OR/WA/CA/ID residents). One bonus per business entity every 2 years (per issuer page).
Membership: CEFCU field of membership. In Illinois this is the Central Illinois community charter. CALIFORNIA IS ONLY THREE COUNTIES: CEFCU's own eligibility page says you must live, work, or worship in Alameda, Contra Costa, or Santa Clara county. If you are anywhere else in California you cannot join, and CEFCU also runs a separate, larger California checking offer, so check their site before using this one. First-time CEFCU checking only; not for transfers of existing checking or prior checking members. Open between 6/1/2026 and 8/31/2026; paid 4 to 6 weeks after the qualification period, into savings.
New CIBC US personal checking customers only; see the official offer terms for account-opening availability.
1 offers with unverified eligibility
These offers carry incomplete or contradictory state-eligibility data. They might be available in California — confirm with the bank before applying.