Best bank bonuses in Wisconsin

The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin when you apply, and BMO may ask for proof of address. Not available if you already hold a BMO personal checking account or closed one in the past 12 months, including as a trustee, signer or joint owner. One bonus per client.

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account or one closed in the last 12 months. Separately, Huntington says it may limit an individual to one account-related cash incentive per rolling 24-month period across all deposit accounts, counted from the most recent payment, so a prior Huntington bonus can hold you back longer than the closed-account rule does.

New checking customers only.

New members only: "Bonus only available to new members who have not had a Verve Checking or Membership Share account within the past 18 months." The charter reaches "23 counties throughout Wisconsin (Brown, Buffalo, Calumet, Dodge, Fond du Lac, Green Lake, Jackson, La Crosse, Manitowoc, Milwaukee, Monroe, Outagamie, Ozaukee, Portage, Sheboygan, Trempealeau, Vernon, Washington, Waushara, Waupaca, and Winnebago), Minnesota (Houston and Winona), and Illinois (DuPage and all portions of Cook County north of Highway 20/95th Street)". THERE IS A NATIONWIDE ROUTE IN and Verve publishes it: membership "is also open to employees of Kimberly-Clark Corp., Fox River Paper Co., the medical services industry, and the immediate family of any current member, or anyone nationwide through American Consumer Council membership (ACC)". The stored WI/MN/IL list is the charter's geography; a member outside it joins through ACC.

Not available to existing or closed checking account customers of Wintrust Financial Corporation.

Membership: TruStone Financial CU. You qualify by living, working, worshipping, volunteering, or attending school in an eligible Minnesota or Wisconsin county, or through one of its education communities. One account per membership, and you must not hold or have ever held a TruStone checking account. Age 13 and over, with a parent or guardian on the account if you are under 18. Business and trust accounts are excluded. Offer runs through December 31, 2026.

YMMV - terms mention mailer twice. May be targeted to addresses that received mailer.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

Membership: live or work in Dupaco's chartered area, which covers eastern Iowa counties, Stephenson County in Illinois, and parts of Wisconsin. Not available if you already have a Dupaco consumer checking account or closed one within the last 180 days. Keep the account open through payout and keep the balance at $0 or above. No fixed deadline is stated, and Dupaco reserves the right to change or end the offer at any time.

PyraMax Bank (Greenfield, Wisconsin, six branch locations). You can also open at a branch and mention the promotion there instead of entering the code online. Confirm the promotion is still running before you apply, because the terms printed on the offer page still carry an older end date. Not available on HSA checking accounts. Limit one per household, and you cannot have held a PyraMax checking account in the past 90 days. Employees of PyraMax Bank and their immediate family are not eligible. The bank is separately running a Simply Cash Back Checking offer of two Wisconsin State Fair tickets through August 16, 2026, and offers cannot be combined.

Town Bank is a Wintrust community bank in Wisconsin. Accounts have to be opened between May 13, 2026 and November 3, 2026. You are not eligible if you have or have ever had a personal checking account at any Wintrust Financial Corporation bank, and being added as an owner on an older Wintrust checking account before the bonus is paid also cancels it. Limit one bonus payment per customer. Teller, ATM, mobile and remote deposits, wires, transfers between Wintrust accounts, external transfers from other banks, Zelle and Venmo payments and debit card transfers do not count as direct deposits. The clock does not start until the month after you open, so budget roughly four months end to end. Wintrust Bank in Illinois runs the same offer under its own listing. You can also open at a branch and mention the offer there instead of entering the code online.

In-branch only. One bonus per household. Not available to those who closed accounts within 90 days or with negative balance in last 3 years.

You are eligible only if you have had no checking relationship with Blaze Credit Union in the last 12 months. Available in MN and WI.

Waukesha State Bank (Wisconsin). No direct deposit is required, which makes it one of the easiest bonuses to qualify for. The $250 is valid on Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking and Value Added Checking. Limited to one account and one person, and the offer is not transferable. Customers with an existing Waukesha State Bank checking account, or who have taken advantage of a previous checking promotion, do not qualify. The coupon has to be presented at the time the account is opened, and the bonus is reported as interest on IRS Form 1099-INT.

New CIBC US personal checking customers only; see the official offer terms for account-opening availability.

Membership: Summit CU field of membership (Madison/Milwaukee/Green Bay, WI). First Summit checking only; ineligible if you/any signer have an existing Summit consumer checking, closed one in the past 24 months, or were paid a Summit premium in 24 months. Bonus within 90 days. Valid from 3/2/2026, no fixed end date.

Open a new Statement Savings account, deposit $15,000 or more of new money during the month you open, and hold a $15,000 minimum balance for the three months after that. No promo code needed, it applies automatically. Wintrust is a family of community banks, so use your state's bank: Wintrust in Illinois, Wintrust Florida in Florida, Town Bank in Wisconsin, Dyer Bank and Trust in Indiana. Michigan is served by Macatawa Bank, where the product lineup differs, so confirm the offer there before opening. This is a separate offer from the Total Access Checking bonus and can be opened alongside it.

Business checking (Access $100 / Balanced $400 / Choice $750). $100 min open + new money within 30 days, maintain daily balance days 31–90, keep open 12 months. Balanced fee $20/mo (waive $5k avg), Choice $35/mo (waive $15k avg); Access no fee. Online-openable in listed states. Expires 2026-08-31 (extended; bank page verified 2026-07-25).

New customers only, and HSBC's definition is a lifetime one: "A 'New Customer' is someone who doesn't have a current or past HSBC account in the U.S. on file." A closed HSBC U.S. account from any point in the past disqualifies you, so this is not a 12-month or 24-month lookback. The Premier checking account must be opened by December 31, 2026. Premier qualification criteria also govern the $50 monthly fee waiver, with $100,000 in combined balances given as the example. Nationwide.

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.

Business checking. Promo code Q3DIG26. Expires September 27, 2026. New business checking customers only. Two accounts qualify and they are not priced the same: $1,200 needs the Platinum Business Checking Package and $25,000 held, and $400 needs U.S. Bank Business Essentials and $5,000 held. Business Essentials has no monthly maintenance fee. Platinum lists $30 a month but waives it at a $25,000 average collected checking balance, which is the same money the bonus asks you to hold.

Your business has to have annual revenue under $10 million. PNC states that limit on the offer itself, so check it before you plan anything else. New PNC business checking customers only, which means no signer on the account may already have signing authority on a PNC business checking account, have closed one in the past 90 days, or have been paid a PNC promotional premium in the past 12 months. Open a Treasury Enterprise Plan account between July 1, 2026 and September 30, 2026 and keep an average ledger balance of $30,000 or more for each of your first three statement cycles. Only the master account balance counts, so money sitting in linked beneficiary accounts does not. Your statements must cycle monthly; accounts on daily, weekly or quarterly statements are excluded. The plan lists at $50 a month but is $0 for the first three statement cycles and is waived at a $30,000 average balance, so the hold itself covers the fee. Analysis Business Checking also qualifies for the same $1,000, but avoid it unless you have a reason: its fee is only offset by an earnings credit on much larger balances, so at $30,000 you would still pay around $25 a month.

New business checking customers only. A business is not eligible if it currently owns a Wells Fargo business checking account or has closed one in the past 90 days. Sole proprietors qualify, and no LLC is required.

Available to Hawaii residents (Chase personal checking/savings bonuses are obtainable in HI). New Chase savings customers only. Not available if you closed a Chase savings account in the last 90 days or with a negative balance in the last 3 years. One savings bonus every 2 years. Combo bonus ($400) requires also completing checking direct deposit requirement.