Best bank bonuses in Texas

Offer only available in The Woodlands, Texas area. New checking customers.

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

The offer is valid only to residents of Texas, Louisiana, Mississippi, Alabama or Florida. You have to be a new Hancock Whitney checking client: no current checking account, none closed in the past 90 days, and none closed with a negative balance in the past three years. There is a limit of one consumer checking bonus and one consumer savings bonus per household every two calendar years, with a household lifetime cap of two of each, and the bank does enforce it. Accounts have to stay open and active until the bonus is paid.

The offer is limited to residents of San Antonio, Texas and New Orleans, Louisiana. Only one new checking account per primary member per household mailing address earns the incentive, and it cannot be combined with another Credit Human offer.

Texas residents only. Promo code CKPR. New checking customers only.

Texas residents only. Promo code NEIGHBOR. New members only.

Schertz Bank & Trust (San Antonio metro, Texas). Both the money and the direct deposit must be new to the bank. One bonus per customer. The account comes with online banking and e-statements. The bank does not publish a deadline to open the account or a date by which the bonus is paid.