Best bank bonuses in Mississippi

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

The offer is valid only to residents of Texas, Louisiana, Mississippi, Alabama or Florida. You have to be a new Hancock Whitney checking client: no current checking account, none closed in the past 90 days, and none closed with a negative balance in the past three years. There is a limit of one consumer checking bonus and one consumer savings bonus per household every two calendar years, with a household lifetime cap of two of each, and the bank does enforce it. Accounts have to stay open and active until the bonus is paid.

Freestyle Savings, available in Alabama, Florida, Louisiana, Mississippi and Texas. Fill in the form on the bank's offer page to get your promo code, then open online or at a financial center by 8/31/2026. Deposit $5,000 or more within 30 days of opening and keep a minimum daily balance of $5,000 or more for 60 days. The money must not already be on deposit at Hancock Whitney. Payment comes within 135 days of opening. Hancock Whitney limits this to one savings bonus per household every two calendar years, with a household lifetime cap of two savings bonuses, and readers report that limit being enforced. You can open the Freestyle Checking account at the same time for its own $300 bonus plus a $200 extra for doing both.

Membership: Magnolia Federal Credit Union. Open to anyone who lives, works, worships or attends school in Hinds, Madison, Rankin, Simpson, Copiah, Leake, Yazoo or Scott County in Mississippi. Membership starts with a Share Savings account and there is no membership fee. The checking account has a $0 minimum opening deposit. Transfers between accounts, person to person payments, and deposits that do not come from an employer or benefits provider may not count as a direct deposit. Good standing means the account is active, not overdrawn, and has no negative balances or restrictions. The credit union does not publish a deadline to set up the direct deposit, and it does not state how quickly the two incentives post beyond saying they are deposited once qualifications are met.

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.

You must ALREADY have been an HSBC Premier client with an open Premier checking account as of June 30, 2026. This is a closed group: if you were not a Premier client by that date you cannot qualify, no matter how much you deposit now. Add $150,000 or more in net new assets to eligible accounts by August 31, 2026, measured as the increase over your June 30 baseline, and hold those assets through November 30, 2026. Eligible accounts include Premier checking, Premier Savings, Premier Relationship Savings, Managed Portfolio, Spectrum, and advised or self-directed brokerage. You also have to opt in to HSBC marketing emails by November 30, 2026. The cash is paid by February 15, 2027.