Best bank bonuses in Ohio

There is no online application for this account. The only way in is to book an appointment with a KeyBank banker and open it with them, so you need to be able to reach one of KeyBank's branches. The states listed are where those branches are. KeyBank's terms for this business offer set no residency rule and exclude no state, so if you can get to a branch you can open it.

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account or one closed in the last 12 months. Separately, Huntington says it may limit an individual to one account-related cash incentive per rolling 24-month period across all deposit accounts, counted from the most recent payment, so a prior Huntington bonus can hold you back longer than the closed-account rule does.

Limited to one new checking account per customer (an account-count cap); the bank's disclosure has no exclusion of existing customers.

New checking customers only (none in the last 12 months). Open online by December 11, 2026.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Membership: anyone who lives in Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland or West Virginia can join with a one-time $1 deposit into a savings account, and family or household members of an eligible member qualify no matter where they live. Open to qualified new checking customers only. You are not eligible if you closed a Citadel checking account in the last 12 months or already received a Citadel checking new account bonus. Limit one offer per member, and business accounts do not qualify. A qualifying direct deposit is recurring payroll, pension, Social Security, government benefits or other regular monthly income sent through the ACH network. Bonuses are paid within 10 business days once you meet the requirements and the account has been open 90 days. Offer expires September 30, 2026.

Targeted: KeyBank's terms say you must have received a personalized $500 Business Banking offer letter from them, and you open by appointment with a banker rather than online. Schedule that appointment by December 18, 2026. Make the $25 minimum opening deposit and get to $5,000 or more within 30 days, then keep a minimum daily balance of $5,000 or more for the first 90 days; if the balance dips below $5,000 even once in that window you lose the bonus. The $500 is paid within 60 days of meeting the requirements. You cannot have held a KeyBank business checking or savings account in the past 12 months, and the branch network covers AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT and WA. Open Basic Business Checking, which is $5 a month waived at a $1,000 average ledger balance so the $5,000 hold covers it; do not open Key Business Reward Checking, which is $25 a month and needs $7,500 to waive.

Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.

Dollar Bank serves western Pennsylvania, northeast Ohio, Hampton Roads in Virginia, and the Cumberland area of Maryland. This $400 version is the Workplace Banking offer, so your employer has to participate and you have to give promo code WPB-1 at account opening. New checking customers only. Payroll direct deposit is required for the first $200, which posts within 40 days of the qualifying deposits; the second $200 posts within 2 months of the one-year anniversary. Open by 12/31/2026. One bonus per household. If your employer is not in the Workplace Banking program, Dollar Bank runs a public $300 version with promo code CHK25 that has to be opened by 8/31/2026.

Available to customers who live in First Commonwealth Bank's markets: Pennsylvania, Ohio, Indiana, Kentucky and West Virginia. Opening online is only available to residents of PA, OH and select KY ZIP codes, and the online application checks your ZIP on the first page; everyone else opens in person or by phone at 844.711.2265. One checking reward per customer. You are not eligible if any owner on the new account already had a First Commonwealth personal checking account opened before this one, or was paid a First Commonwealth promotional credit on a personal checking account in the past 12 months. Qualifying deposits are funds new to the bank, including transfers from another institution, in person and ATM deposits, and mobile or remote deposit capture. Accounts opened between June 1 and July 31, 2026 have the reward deposited by October 15, 2026. The minimum to open any Hometown Checking account is $50. Offer ends July 31, 2026.

Republic Bank & Trust Company is headquartered in Louisville, Kentucky and runs banking centers across Kentucky, Indiana, Florida, Tennessee and Ohio. The promo page does not name which checking product the bonus attaches to, does not state a minimum opening deposit, a monthly fee or when the bonus is paid, and does not state a residency restriction. The state list here is the bank's branch footprint rather than a stated offer term, so confirm availability where you live before applying.

Not available to existing Northwest checking account customers or those who closed a Northwest checking account within the last 12 months. One new account-related bonus per calendar year.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

Available in MI and OH. New members only.

Membership: BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County in Ohio. The bonus is narrower than membership: you must be an employee of a BMI FCU preferred partner to qualify for it. Not available to existing members, fiduciary accounts, anyone who has closed an account within the past 60 months, or anyone with a negative balance. Not valid on business accounts and cannot be combined with other checking offers. You are also entered for a monthly grocery prize drawing. Expires 9/30/2026.

Qualifying direct deposits are recurring electronic deposits of payroll, pension or Social Security. Person to person payments, transfers between S&T deposit accounts and internet payment services do not count. The checking account has to stay open with a balance greater than $0 on January 8, 2027 and must never be overdrawn. Incentives on this promotion are credited January 14, 2027, so the money is a long way out. S&T limits an individual to one account related incentive per rolling 12 month period across all deposit relationships. Only Four Star Banking, Preferred Banking, Preferred Savings, Select Banking and Statement Savings can be opened online; the rest need a visit or a call to 800.325.2265. New money for the savings tiers means money that has not been on deposit at S&T within the past 30 days. Offer ends September 30, 2026.

Customers with a current checking account are not eligible. Businesses and Wesbanco employees excluded. In-branch only as of 9/12/26, valid through 10/31/26.

Membership: People First FCU serves the Allentown and Lehigh Valley area of Pennsylvania. This bonus is published on the credit union's employer group pages rather than its main checking page, so ask about it by name when you apply. Not available to existing People First checking members, to anyone whose account was closed in good standing within the past 12 months, or to anyone who has ever closed an account with a negative balance. Not available for account conversions. Limited to one $250 bonus per taxpayer identification number. The $250 is held frozen in your account until the account is 6 months old and released after that, so plan on waiting half a year to touch it. No stated end date.

Ohio residents only; no household limit listed

City National Bank of West Virginia (bankatcity.com, not CIT or City National Bank of California). The bank describes this as an offer for select customers, so confirm you are eligible before you count on it. Limit one bonus per household. Not available to Teen Checking customers, existing checking customers, fiduciary accounts, or anyone whose account has been closed. The bonus cannot be used as your opening deposit. Described as a limited time offer with no published end date. Ohio, Virginia and Kentucky were added because the bank's own About page says it serves customers across West Virginia, Kentucky, Virginia and Ohio in more than 95 locations. The offer's own terms name no states, so this rests on where the bank operates rather than on the promotion's wording.

First Financial Bank is a multi-state regional (OH, IN, IL, KY). Paid as a $100 Visa Virtual Reward Card ~3 weeks after completion. Referral-based. (Former BankFinancial IL clients eligible after 4/15/2026.) No fixed deadline stated.

Business checking (Access $100 / Balanced $400 / Choice $750). $100 min open + new money within 30 days, maintain daily balance days 31–90, keep open 12 months. Balanced fee $20/mo (waive $5k avg), Choice $35/mo (waive $15k avg); Access no fee. Online-openable in listed states. Expires 2026-08-31 (extended; bank page verified 2026-07-25).

New customers only, and HSBC's definition is a lifetime one: "A 'New Customer' is someone who doesn't have a current or past HSBC account in the U.S. on file." A closed HSBC U.S. account from any point in the past disqualifies you, so this is not a 12-month or 24-month lookback. The Premier checking account must be opened by December 31, 2026. Premier qualification criteria also govern the $50 monthly fee waiver, with $100,000 in combined balances given as the example. Nationwide.

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.