Best bank bonuses in Kentucky

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

New checking customers only.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

In-branch only, promo code WSBCBiz500. Maintain $15,000 average daily balance in the first 60 days; balance cannot drop below $5,000 at bonus payment. Not for existing WesBanco business checking customers, transfers from existing WesBanco accounts, or prior business-bonus recipients.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

Available to customers who live in First Commonwealth Bank's markets: Pennsylvania, Ohio, Indiana, Kentucky and West Virginia. Opening online is only available to residents of PA, OH and select KY ZIP codes, and the online application checks your ZIP on the first page; everyone else opens in person or by phone at 844.711.2265. One checking reward per customer. You are not eligible if any owner on the new account already had a First Commonwealth personal checking account opened before this one, or was paid a First Commonwealth promotional credit on a personal checking account in the past 12 months. Qualifying deposits are funds new to the bank, including transfers from another institution, in person and ATM deposits, and mobile or remote deposit capture. Accounts opened between June 1 and July 31, 2026 have the reward deposited by October 15, 2026. The minimum to open any Hometown Checking account is $50. Offer ends July 31, 2026.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

Old National Bank (IA/IL/IN/KY/MI/MN/ND/TN/WI). Limit one cash bonus per Social Security number no matter how many checking accounts you open, and receiving it disqualifies you from any other Old National personal checking bonus. You are not eligible if you already hold an Old National personal checking account, if you closed one in the last 36 months, or if you were paid an Old National personal checking bonus in the last 36 months. Qualifying deposits must be recurring electronic ACH deposits of a paycheck, pension, Social Security or other government benefit. Accounts must be opened by 10/30/2026.

First Financial Bank is a multi-state regional (OH, IN, IL, KY). Paid as a $100 Visa Virtual Reward Card ~3 weeks after completion. Referral-based. (Former BankFinancial IL clients eligible after 4/15/2026.) No fixed deadline stated.

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').