Best bank bonuses in Maryland

Use promo code Earn3000 and open in a branch, which is required even if you start the application online. PA and MD only, and readers report being turned down for living more than about 30 miles from a branch. Existing or recent ACNB or Traditions Bank business checking customers are excluded for 12 months. Trust, estate and government accounts are excluded. One bonus per entity, up to three entities under common ownership. Enroll in online banking with eDocuments within 60 days.

Limited to one new checking account per customer (an account-count cap); the bank's disclosure has no exclusion of existing customers.

Must open both checking and savings accounts on same day between Oct 1 - Nov 15, 2026. Consumer and business versions available separately. Checking account has monthly fees of $9.99-$25 (avoidable with qualifications).

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Membership: anyone who lives in Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland or West Virginia can join with a one-time $1 deposit into a savings account, and family or household members of an eligible member qualify no matter where they live. Open to qualified new checking customers only. You are not eligible if you closed a Citadel checking account in the last 12 months or already received a Citadel checking new account bonus. Limit one offer per member, and business accounts do not qualify. A qualifying direct deposit is recurring payroll, pension, Social Security, government benefits or other regular monthly income sent through the ACH network. Bonuses are paid within 10 business days once you meet the requirements and the account has been open 90 days. Offer expires September 30, 2026.

New Fulton business checking customers only, meaning no Fulton business checking account in the last 24 months. State restricted to DE, DC, MD, NJ, PA and VA. Open between January 8, 2026 and December 31, 2026, deposit a total of $5,000 or more in new money, and enroll in Online Statements within 60 days of opening. This is a targeted offer: Fulton's terms say it works only if you reached the landing page through a direct communication from the bank and applied from that link, or if you bring a coupon carrying promo code 26BIZ500 into a financial center. IOLTA and non-profit accounts are excluded, and it is one bonus per business by tax ID or address.

New consumer checking customers only. You cannot have had a consumer checking account with Fulton Bank in the last 24 months, and the offer is one cash bonus per person. If you open more than one account, only the first qualifying account earns it. You must be 18 or older and live in the bank's service area of Delaware, Washington DC, Maryland, New Jersey, Pennsylvania or Virginia.

Dollar Bank serves western Pennsylvania, northeast Ohio, Hampton Roads in Virginia, and the Cumberland area of Maryland. This $400 version is the Workplace Banking offer, so your employer has to participate and you have to give promo code WPB-1 at account opening. New checking customers only. Payroll direct deposit is required for the first $200, which posts within 40 days of the qualifying deposits; the second $200 posts within 2 months of the one-year anniversary. Open by 12/31/2026. One bonus per household. If your employer is not in the Workplace Banking program, Dollar Bank runs a public $300 version with promo code CHK25 that has to be opened by 8/31/2026.

Membership: Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV); residents of other states are not eligible. This is SECU of Maryland, not the separate SECU in North Carolina. Existing SECU members who do not have a checking account can take this offer too, not just brand new members. You are ineligible if you or a former membership had a SECU checking account in the last 24 months, or if you received a SECU checking promo bonus in the last 24 months. One per member, accounts must be in good standing, and the bonus is reported on a 1099-MISC. Bonus within 60 days of meeting the requirements. Valid through 8/31/2026.

The credit union states the footprint itself: "Business must be located in MD, PA, DE, WV, VA, or the District of Columbia." Existing SECU personal members are NOT shut out. The only relationship bar is on the business side: "If you are an existing or previous business member, you must not have had one of the eligible business checking account types within the last 24 months." SECU membership is still required to open, and the public route in is a one-time donation to the SECU MD Foundation.

New TD checking customers only. TD pays one personal checking bonus per customer, ever: if you have received one before, at any time, you are not eligible for this one.

Opened in a branch only, and it is not advertised online, so you have to mention the offer to a Citi Business Specialist and it may not be honoured at every branch. New business checking customers only. Citi's branch network is the practical limit on where you can do this, so plan around CA, FL, IL, MD, NV, NY and Washington DC. Deposit within 45 days of opening and keep the balance in place for 60 calendar days after the deposit.

New business checking customers only. Use promo code BD, which applies automatically if you open online. Online opening is available to sole proprietors only, so any other entity type has to go into a branch. Your tier is set by the average ledger balance in the third full calendar month after you open, and the money is credited by the end of the fourth month. State restricted to CT, DC, DE, MD, NJ, NY, PA, VA and WV. Open by September 30, 2026. The bonus opens Business Essential at $5 a month waived at a $1,000 average ledger balance, Plus at $15 waived at $7,500, or Premium at $25 waived at $10,000, so pick the account whose threshold your deposit already clears; the fee is also waived automatically for the first three months, which covers most of the hold. Closing within 180 days costs $50 and forfeits the bonus.

Maryland residents only. New members only.

Membership eligibility required. Cannot have received previous new member or direct deposit promotions from Lafayette FCU in past 12 months. Business accounts excluded.

New TD savings customers only (no TD personal savings/MMA held or closed in prior 12 months, and no prior TD savings bonus ever). East Coast states. Deposit $10,000 within 20 days of opening and hold 90 days. Expires July 30, 2026.

Membership: Freedom Federal CU (Harford County MD area). The $100 is a Freedom at Work benefit, so your employer or organization has to be a partner; the same offer runs on the credit union's healthcare, military, non-profit and realtor partner pages. Open to new and existing members who add a checking account. The bonus must stay in the account for 90 days. No stated expiration.

New customers only, and HSBC's definition is a lifetime one: "A 'New Customer' is someone who doesn't have a current or past HSBC account in the U.S. on file." A closed HSBC U.S. account from any point in the past disqualifies you, so this is not a 12-month or 24-month lookback. The Premier checking account must be opened by December 31, 2026. Premier qualification criteria also govern the $50 monthly fee waiver, with $100,000 in combined balances given as the example. Nationwide.

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.

Business checking. Promo code Q4DIG26. Expires January 13, 2027. New business checking customers only. Two accounts qualify and they are not priced the same: $1,200 needs the Platinum Business Checking Package and $25,000 held, and $400 needs U.S. Bank Business Essentials and $5,000 held. Business Essentials has no monthly maintenance fee. Platinum lists $30 a month but waives it at a $25,000 average collected checking balance, which is the same money the bonus asks you to hold.

Your business has to have annual revenue under $10 million. PNC states that limit on the offer itself, so check it before you plan anything else. New PNC business checking customers only, which means no signer on the account may already have signing authority on a PNC business checking account, have closed one in the past 90 days, or have been paid a PNC promotional premium in the past 12 months. Open a Treasury Enterprise Plan account between July 1, 2026 and September 30, 2026 and keep an average ledger balance of $30,000 or more for each of your first three statement cycles. Only the master account balance counts, so money sitting in linked beneficiary accounts does not. Your statements must cycle monthly; accounts on daily, weekly or quarterly statements are excluded. The plan lists at $50 a month but is $0 for the first three statement cycles and is waived at a $30,000 average balance, so the hold itself covers the fee. Analysis Business Checking also qualifies for the same $1,000, but avoid it unless you have a reason: its fee is only offset by an earnings credit on much larger balances, so at $30,000 you would still pay around $25 a month.

New business checking customers only. A business is not eligible if it currently owns a Wells Fargo business checking account or has closed one in the past 90 days. Sole proprietors qualify, and no LLC is required.

Available to Hawaii residents (Chase personal checking/savings bonuses are obtainable in HI). New Chase savings customers only. Not available if you closed a Chase savings account in the last 90 days or with a negative balance in the last 3 years. One savings bonus every 2 years. Combo bonus ($400) requires also completing checking direct deposit requirement.

Once-per-lifetime: not eligible if you've ever received a FourLeaf new-checking bonus, and only one checking bonus per person. Four Leaf FCU (formerly Bethpage Federal Credit Union, rebranded 2026). Membership is open to anyone nationwide who opens a $5 savings share, with no New York residency, employer group, association, or donation required (the easy Bethpage-era path survived the rebrand). Must be a U.S. citizen or permanent resident (green-card holder); requires SSN and a government photo ID. Account must be opened between 02/02/2026 and 12/31/2026.