Best bank bonuses in Illinois

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

New checking customers only.

Opening online is limited to residents of IA, IL, IN, KS, MI, MN, MO, OH and WI; branches are in Illinois, Minnesota and Wisconsin. Balances from personal checking, savings, money market, IRA and CD accounts count toward the tier as long as they are titled to the same primary account holder, but business, HSA, investment, minor and private banking balances do not. You are not eligible if you received a new personal checking bonus in the last 24 months or have had an Associated Bank checking account in the last 12 months. One per customer, primary owner must be 18 or older, and a valid email address is required. The bonus arrives within 120 days of account opening and the account has to stay open 12 months or the bank can take the money back at closing.

Not available to existing or closed checking account customers of Wintrust Financial Corporation.

New checking customers only. Use promo code PARKPIRATES at account opening.

The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin at the time you apply, and BMO may ask for proof of address. You cannot already hold a BMO personal checking account or have closed one in the past 12 months, and it is one bonus per customer.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

Membership: you must live in the Kansas City, MO-KS or St. Louis, MO-IL Designated Market Area and meet CommunityAmerica's membership eligibility. Limited to people who have not owned a CommunityAmerica personal checking account in the past 12 months, and the account is subject to credit approval. Limit one checking bonus per account. The incentive is deposited into the primary owner's membership savings account within 30 days after the 90-day deposit period ends, and the account must be open and in good standing at payout.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

Membership: live or work in Dupaco's chartered area, which covers eastern Iowa counties, Stephenson County in Illinois, and parts of Wisconsin. Not available if you already have a Dupaco consumer checking account or closed one within the last 180 days. Keep the account open through payout and keep the balance at $0 or above. No fixed deadline is stated, and Dupaco reserves the right to change or end the offer at any time.