Best bank bonuses in Idaho

There is no online application for this account. The only way in is to book an appointment with a KeyBank banker and open it with them, so you need to be able to reach one of KeyBank's branches. The states listed are where those branches are. KeyBank's terms for this business offer set no residency rule and exclude no state, so if you can get to a branch you can open it.

New checking customers only (none in the last 12 months). Open online by December 11, 2026.

Available to residents of California, Idaho, Oregon, and Washington. Use promo code 2026DP. One personal-checking opening bonus per 2 years; customers who closed a Banner account in the last 2 years are ineligible.

Targeted: KeyBank's terms say you must have received a personalized $500 Business Banking offer letter from them, and you open by appointment with a banker rather than online. Schedule that appointment by December 18, 2026. Make the $25 minimum opening deposit and get to $5,000 or more within 30 days, then keep a minimum daily balance of $5,000 or more for the first 90 days; if the balance dips below $5,000 even once in that window you lose the bonus. The $500 is paid within 60 days of meeting the requirements. You cannot have held a KeyBank business checking or savings account in the past 12 months, and the branch network covers AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT and WA. Open Basic Business Checking, which is $5 a month waived at a $1,000 average ledger balance so the $5,000 hold covers it; do not open Key Business Reward Checking, which is $25 a month and needs $7,500 to waive.

HOW YOU ACTUALLY JOIN FROM OUTSIDE THE FOOTPRINT, added 2026-07-31 because its absence made this record read as a Hawaii bug. BECU's own membership page states the routes as ALTERNATIVES, verbatim: 'You may either live, work, worship or attend school in certain geographies, be a part of an affiliated organization, or request that a $5 donation be made to the BECU Foundation on your behalf to meet eligibility criteria.' The donation SUBSTITUTES for the geography rather than adding to it, which is why lib/data/cuMembership classifies this as an association_path with no reach limit and why the planner offers it outside WA/ID/OR. The state list on this record describes the GEOGRAPHY route only and is not the whole of eligibility. For new BECU members only, age 18 and older. BECU membership required (Washington residents plus select Idaho, Oregon and South Carolina counties and BECU partner employers). One $300 New Account promotion incentive for the life of the membership. Use promo code CKG300Q226.

Available in ID and WA. New members only.

Serves Washington plus parts of Oregon and Idaho, and membership is open to anyone who lives, works, worships, or attends school there, with family and employer relationships also qualifying. You must be over 18 and must not have had any Gesa checking account in the last 24 months. Only one incentive can be earned per member. The $25 minimum opening deposit applies online and is waived in a branch. No minimum ongoing balance is required. The $250 is paid by direct deposit into your member savings account within 60 days of completing all requirements. Closing the checking account within 180 days of opening triggers a $20 early closure fee. No end date is stated.

Promo 2026DP. Must not have existing Banner business checking. Deposit $5k ($250) or $10k ($500) within 60 days, maintain 90 days. Branch-only opening (OR/WA/CA/ID residents). One bonus per business entity every 2 years (per issuer page).

Membership: America First field of membership (select areas of UT, NV, AZ, ID, OR, and NM). Primary owners of an America First account opened within the last 12 months are ineligible, as are employees, volunteers, and business, secondary, and special accountholders. Close or transfer the accounts within 12 months and you forfeit the bonus. Cash is deposited within 60 days of meeting the requirements. OREGON: America First's field of membership in Oregon covers ELIGIBLE AREAS OF MALHEUR COUNTY ONLY, not the whole state, so Oregon is no longer listed. If you live in Malheur County you are still eligible and should apply directly with the credit union. CALIFORNIA: eligible areas of San Bernardino County are also in the field of membership, but California is not listed here because we can only store whole states and listing it would wrongly imply the rest of California qualifies.

Membership: Horizon Credit Union (Washington state plus select counties of Idaho, Montana and Oregon), and residence has to be verified at membership application. You must be over 18. Only for people who do not currently have a Horizon checking account and have not had one in the last five years. Not eligible on Youth or Business accounts. One offer per household and a membership fee may apply. Described as a limited time offer with no published end date.