Best bank bonuses in South Carolina

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

State restricted: FL, SC. Military also eligible. New Grow Financial checking customers only.

Membership: Carolina Trust Credit Union (Myrtle Beach and Horry County, South Carolina area). Consumer accounts only, and you must be at least 18. You are not eligible if you already have a Rewards+ checking account. One bonus per person, per account and per Social Security Number. Qualifying direct deposits are recurring payroll, pension or government benefit deposits; person to person payments, transfers from other Carolina Trust accounts, and non-payroll ACH transfers do not count, and micro-deposits and prenotes do not count either. Debit card transactions must post, not just authorize, by the last calendar day of each month. The $300 is credited within 30 days after the 90 day qualification period ends, and the account must stay open and in good standing until it is paid. Cannot be combined with another consumer deposit promotion. Offer runs through August 31, 2026.

Membership: REV Federal Credit Union, founded on Joint Base Charleston and headquartered in the Charleston, South Carolina area. The offer is available to South Carolina and North Carolina residents only. You must be at least 18, must not have had an open REV checking account in the last 12 months, and must not have caused the credit union a loss in the past. One bonus per individual taxpayer identification number, and account conversions do not qualify. A qualifying direct deposit is a recurring deposit of a paycheck, pension or other regular monthly income including Social Security; personal transfers and deposits made at a branch, online or at an ATM do not count. The debit card spend must keep running monthly after the first 60 days. The bonus is paid within 180 days of qualification, then held in the account until the account is six months old and released after that.

RESTRICTED channel: you must open through the Bank at Work program, so your employer has to participate. Existing South Carolina Federal members are excluded. The checking account needs a monthly recurring payroll direct deposit of at least $250 in a single deposit, made within 60 days of opening and sent from the payroll source, and payroll allocations do not count. Enrollment in electronic statements is required, and membership requires a savings account with a $10 minimum deposit. The $100 is deposited once qualifications are verified, which takes six to eight weeks.

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.