Best bank bonuses in Indiana

There is no online application for this account. The only way in is to book an appointment with a KeyBank banker and open it with them, so you need to be able to reach one of KeyBank's branches. The states listed are where those branches are. KeyBank's terms for this business offer set no residency rule and exclude no state, so if you can get to a branch you can open it.

The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin when you apply, and BMO may ask for proof of address. Not available if you already hold a BMO personal checking account or closed one in the past 12 months, including as a trustee, signer or joint owner. One bonus per client.

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account or one closed in the last 12 months. Separately, Huntington says it may limit an individual to one account-related cash incentive per rolling 24-month period across all deposit accounts, counted from the most recent payment, so a prior Huntington bonus can hold you back longer than the closed-account rule does.

New checking customers only.

Not available to existing or closed checking account customers of Wintrust Financial Corporation.

New checking customers only (none in the last 12 months). Open online by December 11, 2026.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

Targeted: KeyBank's terms say you must have received a personalized $500 Business Banking offer letter from them, and you open by appointment with a banker rather than online. Schedule that appointment by December 18, 2026. Make the $25 minimum opening deposit and get to $5,000 or more within 30 days, then keep a minimum daily balance of $5,000 or more for the first 90 days; if the balance dips below $5,000 even once in that window you lose the bonus. The $500 is paid within 60 days of meeting the requirements. You cannot have held a KeyBank business checking or savings account in the past 12 months, and the branch network covers AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT and WA. Open Basic Business Checking, which is $5 a month waived at a $1,000 average ledger balance so the $5,000 hold covers it; do not open Key Business Reward Checking, which is $25 a month and needs $7,500 to waive.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

State restricted: IN (Lake & Porter County). New Purdue FCU checking customers only.

Available to customers who live in First Commonwealth Bank's markets: Pennsylvania, Ohio, Indiana, Kentucky and West Virginia. Opening online is only available to residents of PA, OH and select KY ZIP codes, and the online application checks your ZIP on the first page; everyone else opens in person or by phone at 844.711.2265. One checking reward per customer. You are not eligible if any owner on the new account already had a First Commonwealth personal checking account opened before this one, or was paid a First Commonwealth promotional credit on a personal checking account in the past 12 months. Qualifying deposits are funds new to the bank, including transfers from another institution, in person and ATM deposits, and mobile or remote deposit capture. Accounts opened between June 1 and July 31, 2026 have the reward deposited by October 15, 2026. The minimum to open any Hometown Checking account is $50. Offer ends July 31, 2026.

Republic Bank & Trust Company is headquartered in Louisville, Kentucky and runs banking centers across Kentucky, Indiana, Florida, Tennessee and Ohio. The promo page does not name which checking product the bonus attaches to, does not state a minimum opening deposit, a monthly fee or when the bonus is paid, and does not state a residency restriction. The state list here is the bank's branch footprint rather than a stated offer term, so confirm availability where you live before applying.

Not available to existing Northwest checking account customers or those who closed a Northwest checking account within the last 12 months. One new account-related bonus per calendar year.

Must not be an existing member. A savings account must also be opened at time of Digital Membership account opening. Referral offer only. Terms state: 'Friends must be natural persons with whom you have at least a passing acquaintance. You may not solicit strangers.'

New business checking customers only, state restricted, apply by October 14, 2026. The two tiers have DIFFERENT funding deadlines: Unlimited Business Checking pays $400 for total new money deposits of $5,000 or more within 60 days of opening, while Unlimited Plus pays $1,000 only if $20,000 or more lands within 30 days and then sits at $20,000 or more for the next 60 days. Both require keeping the account open for 90 days. Plan on paying the monthly fee through the hold: Unlimited is $20 a month waived only at a $10,000 total deposit relationship, Unlimited Plus is $40 a month waived only at $50,000, and neither the $5,000 nor the $20,000 deposit clears its own threshold because the cash bonus does not count toward it.

Customers with a current checking account are not eligible. Businesses and Wesbanco employees excluded. In-branch only as of 9/12/26, valid through 10/31/26.

Membership: Indiana or Michigan residents (Everwise field of membership). One bonus per member; not available if you have an existing checking account or closed one in the last 12 months. Deposits may be payroll OR ACH from another institution/fintech/wallet. Paid by close of the next full statement. No fixed deadline stated.

Membership at INOVA Federal Credit Union is required (see the credit union's own eligibility routes: employer/Select Employer Group, immediate family or household of a current member, or living/working/worshipping/attending school in the Elkhart/Mishawaka/Granger, Indiana service area). Open to new AND existing INOVA members 18 or older. You are not eligible if your account was closed within the previous 90 days, or was closed with a negative balance. Limit one offer per household. Offer expires November 30, 2026.

Open a new Statement Savings account, deposit $15,000 or more of new money during the month you open, and hold a $15,000 minimum balance for the three months after that. No promo code needed, it applies automatically. Wintrust is a family of community banks, so use your state's bank: Wintrust in Illinois, Wintrust Florida in Florida, Town Bank in Wisconsin, Dyer Bank and Trust in Indiana. Michigan is served by Macatawa Bank, where the product lineup differs, so confirm the offer there before opening. This is a separate offer from the Total Access Checking bonus and can be opened alongside it.

First Financial Bank is a multi-state regional (OH, IN, IL, KY). Paid as a $100 Visa Virtual Reward Card ~3 weeks after completion. Referral-based. (Former BankFinancial IL clients eligible after 4/15/2026.) No fixed deadline stated.

Business checking (Access $100 / Balanced $400 / Choice $750). $100 min open + new money within 30 days, maintain daily balance days 31–90, keep open 12 months. Balanced fee $20/mo (waive $5k avg), Choice $35/mo (waive $15k avg); Access no fee. Online-openable in listed states. Expires 2026-08-31 (extended; bank page verified 2026-07-25).

New customers only, and HSBC's definition is a lifetime one: "A 'New Customer' is someone who doesn't have a current or past HSBC account in the U.S. on file." A closed HSBC U.S. account from any point in the past disqualifies you, so this is not a 12-month or 24-month lookback. The Premier checking account must be opened by December 31, 2026. Premier qualification criteria also govern the $50 monthly fee waiver, with $100,000 in combined balances given as the example. Nationwide.

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.

Business checking. Promo code Q3DIG26. Expires September 27, 2026. New business checking customers only. Two accounts qualify and they are not priced the same: $1,200 needs the Platinum Business Checking Package and $25,000 held, and $400 needs U.S. Bank Business Essentials and $5,000 held. Business Essentials has no monthly maintenance fee. Platinum lists $30 a month but waives it at a $25,000 average collected checking balance, which is the same money the bonus asks you to hold.