Best bank bonuses in Florida

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

Not available to existing or closed checking account customers of Wintrust Financial Corporation.

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

The person listed first on the account has to live in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington or Wisconsin at the time you apply, and BMO may ask for proof of address. You cannot already hold a BMO personal checking account or have closed one in the past 12 months, and it is one bonus per customer.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.

Florida or Georgia residents aged 18 or older. Offer code CON600, one per new checking or savings household, and it cannot be combined with other Seacoast bonus offers. Not available to existing Seacoast personal checking or savings customers, to anyone who closed such an account in the past 12 months, or to Seacoast associates.

Florida residents only. New members only.

Membership eligibility is required and you have to live in Florida or Georgia. New members opening a first-time checking account only. One promotional offer per individual, and it cannot be combined with other offers. The account has to stay open 90 days: the incentive is paid within 30 days after the account has been open for 90 days and the direct deposit requirement is met. Benefits Checking needs a $1,000 daily balance to earn the disclosed yield, but no minimum to open. The offer is available as of March 2, 2026 with no fixed end date.

The offer is valid only to residents of Texas, Louisiana, Mississippi, Alabama or Florida. You have to be a new Hancock Whitney checking client: no current checking account, none closed in the past 90 days, and none closed with a negative balance in the past three years. There is a limit of one consumer checking bonus and one consumer savings bonus per household every two calendar years, with a household lifetime cap of two of each, and the bank does enforce it. Accounts have to stay open and active until the bonus is paid.