Delaware · August 2026

Best bank bonuses in Delaware

65 currently listed offers — 57 nationwide and 8 Delaware-specific. Known expired offers are removed; always confirm terms before applying.

Catalog verified June 9, 2026. Always confirm current terms with the bank before opening an account.

65
Eligible offers
57
Nationwide
8
Local / regional
41
No DD required

Bonuses available in Delaware

State-specific offers appear first. Browse ten at a time.
Type
Requirement
Scope
Showing 1–10 of 53
Citadel Credit UnionCheckingDelaware localDirect depositMembership
$500$2,000 direct depositFee: see terms

Membership: anyone who lives in Pennsylvania, Delaware, New Jersey, New York, Ohio, Maryland or West Virginia can join with a one-time $1 deposit into a savings account, and family or household members of an eligible member qualify no matter where they live. Open to qualified new checking customers only. You are not eligible if you closed a Citadel checking account in the last 12 months or already received a Citadel checking new account bonus. Limit one offer per member, and business accounts do not qualify. A qualifying direct deposit is recurring payroll, pension, Social Security, government benefits or other regular monthly income sent through the ACH network. Bonuses are paid within 10 business days once you meet the requirements and the account has been open 90 days. Offer expires September 30, 2026.

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Fulton BankBusiness savingsDelaware localDeposit only
$500$5,000 deposit/holdNo monthly fee

New Fulton business checking customers only, meaning no Fulton business checking account in the last 24 months. State restricted to DE, DC, MD, NJ, PA and VA. Open between January 8, 2026 and December 31, 2026, deposit a total of $5,000 or more in new money, and enroll in Online Statements within 60 days of opening. This is a targeted offer: Fulton's terms say it works only if you reached the landing page through a direct communication from the bank and applied from that link, or if you bring a coupon carrying promo code 26BIZ500 into a financial center. IOLTA and non-profit accounts are excluded, and it is one bonus per business by tax ID or address.

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Fulton BankCheckingDelaware localDirect deposit
$400See terms for requirementsNo monthly fee

New consumer checking customers only. You cannot have had a consumer checking account with Fulton Bank in the last 24 months, and the offer is one cash bonus per person. If you open more than one account, only the first qualifying account earns it. You must be 18 or older and live in the bank's service area of Delaware, Washington DC, Maryland, New Jersey, Pennsylvania or Virginia.

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Citizens BankCheckingDelaware localDirect deposit
$400See terms for requirements$9.99/month

Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.

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M&T BankCheckingDelaware localDirect deposit
$400$500 direct depositFee: see terms

M&T's consumer footprint covers NY, NJ, PA, CT, MD, DE, VA, WV, DC, MA, ME, NH and VT. The cash bonus is ZIP targeted, so enter your home ZIP code on the offer page to see the amount available where you live. The promo code must be entered at account opening or the bonus is forfeited, and the account has to be open by August 31, 2026 and still open when the credit is issued. The bonus is credited within 90 days of the account receiving the qualifying direct deposits. One bonus per customer, only the primary signer qualifies, and you are not eligible if you received a cash bonus on a personal M&T checking account in the last 12 months. An earlier version of the same $400 offer, promo code TG, is still open to accounts opened by July 31, 2026.

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SECU MarylandCheckingDelaware localDirect depositMembership
$350See terms for requirementsFee: see terms

Membership: Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV); residents of other states are not eligible. This is SECU of Maryland, not the separate SECU in North Carolina. Existing SECU members who do not have a checking account can take this offer too, not just brand new members. You are ineligible if you or a former membership had a SECU checking account in the last 24 months, or if you received a SECU checking promo bonus in the last 24 months. One per member, accounts must be in good standing, and the bonus is reported on a 1099-MISC. Bonus within 60 days of meeting the requirements. Valid through 8/31/2026.

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M&T BankBusiness savingsDelaware localDeposit only
$300$5,000 deposit/hold$25/month

New business checking customers only. Use promo code BD, which applies automatically if you open online. Online opening is available to sole proprietors only, so any other entity type has to go into a branch. Your tier is set by the average ledger balance in the third full calendar month after you open, and the money is credited by the end of the fourth month. State restricted to CT, DC, DE, MD, NJ, NY, PA, VA and WV. Open by September 30, 2026. The bonus opens Business Essential at $5 a month waived at a $1,000 average ledger balance, Plus at $15 waived at $7,500, or Premium at $25 waived at $10,000, so pick the account whose threshold your deposit already clears; the fee is also waived automatically for the first three months, which covers most of the hold. Closing within 180 days costs $50 and forfeits the bonus.

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Citizens BankBusiness savingsDelaware localDeposit only
$300$5,000 deposit/holdNo monthly fee

This reaches most people as a mailed offer tied to the address on the mailer, though readers report bankers honouring it in branch without the online link, so ask. Open your first new Clearly Better Business Checking or Business Advisor Checking between 4/1/2026 and 8/31/2026. Your tier is set by a single new-money deposit: $5,000 to $14,999.99 pays $300, $15,000 to $29,999.99 pays $500, $30,000 to $99,999.99 pays $750 and $100,000 or more pays $1,500. The money must not already be on deposit at Citizens. Complete 5 qualifying transactions within two months. Soft pull, and available across CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD and FL.

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HSBCCheckingNationwideDeposit only
$5,000See terms for requirements$50/month

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').

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ChaseCheckingNationwideDeposit only
$3,000See terms for requirements$35/month

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

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1 offers with unverified eligibility

These offers carry incomplete or contradictory state-eligibility data. They might be available in Delaware — confirm with the bank before applying.

Capital One Business
$500 bonus$5,000 holdBranch required
Basic Business Checking, promo SBOFFER500 (enter during online application). Deposit $5,000 from an external source within 30 days, maintain $5,000 for at least 60 of the first 90 days, plus 10 qualifying electronic transactions within 90 days. New customers only. You are ineligible if you are a signer on a Capital One Business checking account opened after Jan 1, 2025, and it is one account per business. Online applications only (in-branch ineligible). $15/mo Basic fee waived with $2,000 min balance (so waived while holding the $5k); Enhanced tier $35/mo waived at $25k. Bonus posts 60 to 90 days after requirements met.
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