Best bank bonuses in District of Columbia

New Truist checking customers only; not eligible if a Truist checking account was closed on or after 7/14/2025. Expires 2/2/2027.

New Fulton business checking customers only, meaning no Fulton business checking account in the last 24 months. State restricted to DE, DC, MD, NJ, PA and VA. Open between January 8, 2026 and December 31, 2026, deposit a total of $5,000 or more in new money, and enroll in Online Statements within 60 days of opening. This is a targeted offer: Fulton's terms say it works only if you reached the landing page through a direct communication from the bank and applied from that link, or if you bring a coupon carrying promo code 26BIZ500 into a financial center. IOLTA and non-profit accounts are excluded, and it is one bonus per business by tax ID or address.

New consumer checking customers only. You cannot have had a consumer checking account with Fulton Bank in the last 24 months, and the offer is one cash bonus per person. If you open more than one account, only the first qualifying account earns it. You must be 18 or older and live in the bank's service area of Delaware, Washington DC, Maryland, New Jersey, Pennsylvania or Virginia.

Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.

M&T's consumer footprint covers NY, NJ, PA, CT, MD, DE, VA, WV, DC, MA, ME, NH and VT. The cash bonus is ZIP targeted, so enter your home ZIP code on the offer page to see the amount available where you live. The promo code must be entered at account opening or the bonus is forfeited, and the account has to be open by August 31, 2026 and still open when the credit is issued. The bonus is credited within 90 days of the account receiving the qualifying direct deposits. One bonus per customer, only the primary signer qualifies, and you are not eligible if you received a cash bonus on a personal M&T checking account in the last 12 months. An earlier version of the same $400 offer, promo code TG, is still open to accounts opened by July 31, 2026.

Membership: Maryland residents or residents of surrounding states (DC, DE, PA, VA, WV); residents of other states are not eligible. This is SECU of Maryland, not the separate SECU in North Carolina. Existing SECU members who do not have a checking account can take this offer too, not just brand new members. You are ineligible if you or a former membership had a SECU checking account in the last 24 months, or if you received a SECU checking promo bonus in the last 24 months. One per member, accounts must be in good standing, and the bonus is reported on a 1099-MISC. Bonus within 60 days of meeting the requirements. Valid through 8/31/2026.

Opened in a branch only, and it is not advertised online, so you have to mention the offer to a Citi Business Specialist and it may not be honoured at every branch. New business checking customers only. Citi's branch network is the practical limit on where you can do this, so plan around CA, FL, IL, MD, NV, NY and Washington DC. Deposit within 45 days of opening and keep the balance in place for 60 calendar days after the deposit.

New business checking customers only. Use promo code BD, which applies automatically if you open online. Online opening is available to sole proprietors only, so any other entity type has to go into a branch. Your tier is set by the average ledger balance in the third full calendar month after you open, and the money is credited by the end of the fourth month. State restricted to CT, DC, DE, MD, NJ, NY, PA, VA and WV. Open by September 30, 2026. The bonus opens Business Essential at $5 a month waived at a $1,000 average ledger balance, Plus at $15 waived at $7,500, or Premium at $25 waived at $10,000, so pick the account whose threshold your deposit already clears; the fee is also waived automatically for the first three months, which covers most of the hold. Closing within 180 days costs $50 and forfeits the bonus.

This reaches most people as a mailed offer tied to the address on the mailer, though readers report bankers honouring it in branch without the online link, so ask. Open your first new Clearly Better Business Checking or Business Advisor Checking between 4/1/2026 and 8/31/2026. Your tier is set by a single new-money deposit: $5,000 to $14,999.99 pays $300, $15,000 to $29,999.99 pays $500, $30,000 to $99,999.99 pays $750 and $100,000 or more pays $1,500. The money must not already be on deposit at Citizens. Complete 5 qualifying transactions within two months. Soft pull, and available across CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC, MD and FL.

HSBC Premier Relationship required, which typically means $75,000+ combined balances or a qualifying HSBC mortgage. High-balance offer, new Premier customers only. New-customer offer: account must be open by August 31, 2026 (extended; DoC 7/11/26: 'extended through 8/31/26 or 12/31/26 depending on the offer').