There is no online application for this account. The only way in is to book an appointment with a KeyBank banker and open it with them, so you need to be able to reach one of KeyBank's branches. The states listed are where those branches are. KeyBank's terms for this business offer set no residency rule and exclude no state, so if you can get to a branch you can open it.
Best bank bonuses in Massachusetts
72 currently listed offers — 57 nationwide and 15 Massachusetts-specific. Known expired offers are removed; always confirm terms before applying.
Catalog verified June 9, 2026. Always confirm current terms with the bank before opening an account.
Bonuses available in Massachusetts
Massachusetts only. Community bank with branches in the Dedham area.
Limited to Pittsfield/Hinsdale area in Massachusetts. Does not work out of state.
New checking customers only (none in the last 12 months). Open online by December 11, 2026.
New Metro Credit Union checking customers who live, work, or have a business in Barnstable, Bristol, Essex, Franklin, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester County in Massachusetts, or Hillsborough, Cheshire, Merrimack, or Strafford County in New Hampshire.
Targeted: KeyBank's terms say you must have received a personalized $500 Business Banking offer letter from them, and you open by appointment with a banker rather than online. Schedule that appointment by December 18, 2026. Make the $25 minimum opening deposit and get to $5,000 or more within 30 days, then keep a minimum daily balance of $5,000 or more for the first 90 days; if the balance dips below $5,000 even once in that window you lose the bonus. The $500 is paid within 60 days of meeting the requirements. You cannot have held a KeyBank business checking or savings account in the past 12 months, and the branch network covers AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT and WA. Open Basic Business Checking, which is $5 a month waived at a $1,000 average ledger balance so the $5,000 hold covers it; do not open Key Business Reward Checking, which is $25 a month and needs $7,500 to waive.
Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.
State restricted: MA, NH, ME, RI, CT, VT. New Country Bank checking customers only.
Available in CT, MA, NH, RI. New checking customers only.
Massachusetts residents only. In-branch opening required. One $300 bonus per member or household. Existing Holyoke Credit Union checking account holders are excluded from the offer.
1 offers with unverified eligibility
These offers carry incomplete or contradictory state-eligibility data. They might be available in Massachusetts — confirm with the bank before applying.