New Hampshire · September 2026

Best bank bonuses in New Hampshire

70 currently listed offers — 58 nationwide and 12 New Hampshire-specific. Known expired offers are removed; always confirm terms before applying.

Catalog last updated September 14, 2026. Always confirm current terms with the bank before opening an account.

70
Eligible offers
58
Nationwide
12
Local / regional
41
No DD required

Bonuses available in New Hampshire

New Hampshire offers appear first, then nationwide ones. No signup needed.
Type
Requirement
Scope
Showing 1–25 of 58
Citizens BankCheckingNew Hampshire localDirect depositEasy
$400$1,000 direct deposit$9.99/month$1,000 of direct deposit, nothing held

Citizens offers personal checking in 14 states plus DC: Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia and Washington DC. The offer terms themselves name no excluded states. You must not have been a signer on another Citizens personal checking or savings account in the previous six months, and the account has to be opened through the link on the offer page rather than in a branch.

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Bar Harbor Bank and TrustCheckingNew Hampshire localDirect depositMedium
$400$25 deposit/hold$15/month$15 a month you have to pay

Must be a resident of Maine, New Hampshire, or Vermont. Open only to those who have not had a Bar Harbor consumer checking account in the last 15 months. One offer per household, and customers may take part in an account-opening promotion only once. Bar Harbor employees are not eligible.

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TD BankCheckingNew Hampshire localDirect depositMedium
$300$2,500 direct deposit$25/month$2,500 of direct deposit

New TD checking customers only. TD pays one personal checking bonus per customer, ever: if you have received one before, at any time, you are not eligible for this one.

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TruNorth BankCheckingNew Hampshire localDirect depositHardExpiry unverified
$300$1,000 direct depositNo monthly feeYour money is tied up about 365 days

Available in CT, MA, NH, RI. New checking customers only.

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Cambridge Savings BankCheckingNew Hampshire localMedium
$300$10 deposit/holdFee: see termsDebit card transactions on top of the deposit

You must live or work in Massachusetts or New Hampshire. If you live or work in Maine, visit a branch or call the bank. You must not currently have, or have had, a CSB personal checking account in the last 12 months. Simple Checking for Students does not qualify. The account must stay open and in good standing through the qualification period and at payout, and the bonus is credited within 2 months after the qualification period ends. A separate $500 one-time checking bonus (for $2,500 in monthly direct deposits plus a $5,000 average monthly balance across the first 3 full calendar months) and a separate $400 money market bonus can be earned alongside this one, up to $1,200 in total.

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St. Mary's BankCheckingNew Hampshire localDirect depositMembershipEasyExpiry unverified
$300$1,000 direct depositFee: see terms$1,000 of direct deposit, nothing held

Membership: St. Mary's Bank, a New Hampshire credit union, open to anyone who buys one share of capital stock for $5. Approval outside New Hampshire is not guaranteed. The offer is for people opening their first St. Mary's Bank checking account, and you are not eligible if you were a primary or joint holder of a St. Mary's Bank checking account within the last 90 days. Limit one $300 bonus per primary member no matter how many accounts you open. The bonus is paid into the savings account and can take up to 30 days to post after you finish the qualifying steps, and every deposit account you hold has to be in good standing when it pays. A separate $200 savings bonus stacks on top: fund the new savings account with at least $2,000 in new money within 30 days, set up a $25 recurring monthly deposit within 30 days, and keep a $2,000 minimum average daily balance for six consecutive months. CDs and IRAs do not count as the savings account. No end date is stated.

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Webster BankCheckingNew Hampshire localDirect depositMediumExpiry unverified
$300$500 direct deposit$11.95/month$11.95 a month you have to pay

New checking customers only. You are not eligible if you currently have, or have had, a Webster personal checking or savings account in the past 12 months, so the wait runs 12 months from the day the old account closes. Webster also limits the offer to one bonus per client. Must be a resident of an eligible state at the time of account opening. Offer valid through 9/30/26.

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Camden National BankCheckingNew Hampshire localDirect depositMediumExpiry unverified
$300$500 direct deposit$5/month$5 a month you have to pay

Must be at least 18 years old. Cannot have been owner of Camden National Bank consumer checking account during last 12 months. Employees of Camden National Bank or affiliates excluded. Note: DoC title mentions MA, but fine print specifies ME or NH address only.

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Santander BankSavingsNew Hampshire localDeposit onlyMediumExpiry unverified
$300$2,000 deposit/hold$10/month$2,000 to deposit and leave

In-branch opening required. FL residents only eligible in Miami Dade, Monroe, and Broward Counties (including ZIP 34141). Not available if current checking customer or had Santander checking account in last 12 months. Requires 1+ direct deposits within first 90 days in addition to balance requirement.

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Metro Credit UnionCheckingNew Hampshire localDirect depositMembershipHardExpiry unverified
$200See terms for requirementsNo monthly feeMembership depends on your employer, county or school

Metro Credit Union membership requires living, working, going to school, or having a place of business in Essex, Middlesex, Norfolk, Suffolk, Worcester, Plymouth, Barnstable, Bristol, Franklin, Hampshire, or Hampden County, Massachusetts, or Hillsborough, Rockingham, Cheshire, Merrimack, or Strafford County, New Hampshire (per lib/data/cuMembership.ts, sourced from metrocu.org/personal/how-do-i-become-a-member); family members of an existing member and employees of a Metro@work employer also qualify. The $200 checking offer's own page states only "when you open a Metro Checking account", does not say whether an existing member with another Metro Credit Union account can qualify, and states no minimum opening deposit.

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TD BankSavingsNew Hampshire localDeposit onlyHard
$200$10,000 deposit/holdNo monthly feeYour money is tied up about 130 days

New TD savings customers only (no TD personal savings/MMA held or closed in prior 12 months, and no prior TD savings bonus ever). East Coast states. Deposit $10,000 within 20 days of opening and hold 90 days. Expires July 30, 2026.

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Bank of New HampshireCheckingNew Hampshire localDirect depositEasyExpiry unverified
$100$50 deposit/hold$10/monthA direct deposit, no minimum stated

Bank of New Hampshire runs this as the 90-Day Countdown to Cash campaign across three checking products. Granite Checking pays $100 for $2,000 of debit card transactions and costs $10 a month. Slate Checking pays $75 for $1,500 and costs $6 a month. Prestige Checking pays $150 for $3,000 but costs $25 a month, which over the 90-day qualifying window is $75 of fees against a $150 bonus unless you hold a $25,000 average relationship balance. All three need the same four activities inside 90 days. Accounts created by product conversion do not qualify because the account number stays the same. Separate $15 eStatement and $10 savings rewards exist and are not part of this bonus. The bank's page states no end date.

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HSBCCheckingNationwideDeposit onlyHard
$3,000See terms for requirements$50/month$50,000 of your own money

New customers only, and HSBC's definition is a lifetime one: "A 'New Customer' is someone who doesn't have a current or past HSBC account in the U.S. on file." A closed HSBC U.S. account from any point in the past disqualifies you, so this is not a 12-month or 24-month lookback. The Premier checking account must be opened by December 31, 2026. Premier qualification criteria also govern the $50 monthly fee waiver, with $100,000 in combined balances given as the example. Nationwide.

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ChaseCheckingNationwideDeposit onlyHard
$3,000See terms for requirements$35/month$150,000 of your own money

Open or upgrade to a new Chase Private Client Checking account by October 14, 2026. Top $3,000 tier requires $500,000+ in new money; $1,000 minimum tier requires $150,000. Requires an in-person/banker meeting to redeem the coupon.

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ChaseBusiness checkingNationwideHard
$1,500Debit-card activity$15/month$100,000 of your own money

New Chase business checking customers only. You are not eligible if your business already has a Chase business checking account, if you closed one within 90 days of opening it, or if you closed one with a negative balance in the past three years. Government entities, political action committees and campaign accounts are excluded, as are JPMorgan Chase employees. A signer can take one Chase business checking offer every two years counted from the last enrollment date, and only one offer applies per account. Chase does not open business deposit accounts for Hawaii businesses, so Hawaii owners cannot use this one. Chase business CREDIT CARDS are still available in Hawaii. Expires October 15, 2026.

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U.S. BankBusiness checkingNationwideHard
$1,200Debit-card activity$30/month$25,000 of your own money

Business checking. Promo code Q3DIG26. Expires September 27, 2026. New business checking customers only. Two accounts qualify and they are not priced the same: $1,200 needs the Platinum Business Checking Package and $25,000 held, and $400 needs U.S. Bank Business Essentials and $5,000 held. Business Essentials has no monthly maintenance fee. Platinum lists $30 a month but waives it at a $25,000 average collected checking balance, which is the same money the bonus asks you to hold.

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PNC BankBusiness savingsNationwideDeposit onlyHard
$1,000$30,000 deposit/hold$50/month$30,000 of your own money

Your business has to have annual revenue under $10 million. PNC states that limit on the offer itself, so check it before you plan anything else. New PNC business checking customers only, which means no signer on the account may already have signing authority on a PNC business checking account, have closed one in the past 90 days, or have been paid a PNC promotional premium in the past 12 months. Open a Treasury Enterprise Plan account between July 1, 2026 and September 30, 2026 and keep an average ledger balance of $30,000 or more for each of your first three statement cycles. Only the master account balance counts, so money sitting in linked beneficiary accounts does not. Your statements must cycle monthly; accounts on daily, weekly or quarterly statements are excluded. The plan lists at $50 a month but is $0 for the first three statement cycles and is waived at a $30,000 average balance, so the hold itself covers the fee. Analysis Business Checking also qualifies for the same $1,000, but avoid it unless you have a reason: its fee is only offset by an earnings credit on much larger balances, so at $30,000 you would still pay around $25 a month.

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Wells FargoBusiness checkingNationwideMedium
$825$25 deposit/hold$15/month$2,500 to deposit and leave

New business checking customers only. A business is not eligible if it currently owns a Wells Fargo business checking account or has closed one in the past 90 days. Sole proprietors qualify, and no LLC is required.

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ChaseSavingsNationwideDeposit onlyHard
$600$15,000 deposit/holdNo monthly fee$15,000 of your own money

Available to Hawaii residents (Chase personal checking/savings bonuses are obtainable in HI). New Chase savings customers only. Not available if you closed a Chase savings account in the last 90 days or with a negative balance in the last 3 years. One savings bonus every 2 years. Combo bonus ($400) requires also completing checking direct deposit requirement.

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Four Leaf Federal Credit UnionCheckingNationwideDirect depositMembershipEasy
$550$10 deposit/holdNo monthly fee$500 of direct deposit, nothing held

Once-per-lifetime: not eligible if you've ever received a FourLeaf new-checking bonus, and only one checking bonus per person. Four Leaf FCU (formerly Bethpage Federal Credit Union, rebranded 2026). Membership is open to anyone nationwide who opens a $5 savings share, with no New York residency, employer group, association, or donation required (the easy Bethpage-era path survived the rebrand). Must be a U.S. citizen or permanent resident (green-card holder); requires SSN and a government photo ID. Account must be opened between 02/02/2026 and 12/31/2026.

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Bank of AmericaCheckingNationwideDirect depositHard
$500$10,000 direct deposit$12/month$10,000 of direct deposit

Must not have had a BofA personal checking account in the past 12 months; one bonus per customer every 12 months.

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BlueVineBusiness checkingNationwideDeposit onlyMedium
$500See terms for requirementsNo monthly fee$5,000 to deposit and leave

Business checking. New BlueVine business checking customers only. New-customer terms: has NOT had a Bluevine Business Checking account open in the last 12 months (12-month cooldown, not once-per-lifetime).

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Stanford Federal Credit UnionCheckingNationwideDirect depositMembershipMediumExpiry unverified
$500See terms for requirementsNo monthly feeJoin the credit union first, usually a small donation

OUT-OF-STATE IS ELIGIBLE with a member referral code, backed by multiple approved out-of-state datapoints (2026-07-20: 'approved as an out-of-state applicant'; 2026-06-09 OOS instant approval; 2026-07-21 instant approval on a friend's code). Without a referral, membership runs through the CA field of membership (Stanford affiliation, or FOPAL/MOAH association). Was previously coded CA-only, which hid the offer from every non-CA user. PULLS CHEXSYSTEMS, and small CUs tolerate churners poorly, with denials reported at high inquiry counts. One bonus per member (lifetime).

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U.S. BankCheckingNationwideDirect depositHard
$450$8,000 direct deposit$12/month$8,000 of direct deposit

Available nationwide. U.S. Bank's own wording is that the offer "may not be available if you live outside of the U.S. Bank footprint" — that is a soft clause, not a hard block. If you are outside their branch footprint, members often qualify by first opening a U.S. Bank brokerage account or credit card and then applying for the checking account. U.S. Bank accounts are obtainable by Hawaii residents (online/existing-relationship), per direct HI experience. Must not have existing US Bank consumer checking, had one in the last 12 months, or received a US Bank checking bonus in the past 12 months. Not available with Trust Accounts or Alliance partnerships.

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PNC BankCheckingNationwideDirect depositMedium
$400$5,000 direct deposit$25/month$5,000 of direct deposit

Nationwide; open online or at branch by August 31, 2026. No signer may have an existing PNC consumer checking account or have closed one within the past 12 months, and no primary signer may have received a PNC consumer-checking promotional premium within the past 24 months.

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6 offers with unverified eligibility

These offers carry incomplete or contradictory state-eligibility data. They might be available in New Hampshire — confirm with the bank before applying.

Wells Fargo
$500 bonus$1,000 DDBranch requiredEasy$1,000 of direct deposit, nothing held
Primary owner only; must be a new Wells Fargo consumer checking customer and must not have received a Wells Fargo consumer checking bonus in the past 12 months. Not available to Wells Fargo employees, non-resident aliens/W-8 filers, or Private Bank deposit accounts.
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Capital One Business
$500 bonus$5,000 holdBranch requiredMedium$5,000 to deposit and leave
Basic Business Checking, promo SBOFFER500 (enter during online application). Deposit $5,000 from an external source within 30 days, maintain $5,000 for at least 60 of the first 90 days, plus 10 qualifying electronic transactions within 90 days. New customers only. You are ineligible if you are a signer on a Capital One Business checking account open on or after Jan 1, 2025, and it is one account per business. Online applications only (in-branch ineligible). $15/mo Basic fee waived with $2,000 min balance (so waived while holding the $5k); Enhanced tier $35/mo waived at $25k. Bonus posts 60 to 90 days after requirements met.
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Oriental Bank
$400 bonus$4,500 DDEligibility not verifiedMedium$4,500 of direct deposit
Available only in Puerto Rico. Must be primary account holder. Either do not currently receive qualifying DDs with Oriental Bank OR have not received qualifying DDs of at least $1,500 per cycle during the 3 consecutive cycles immediately before promotion effective date. Limited to one bonus per customer. Bank employees and affiliates not eligible. Promotion ends December 31, 2026.
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Florida Credit Union
$300 bonus$5 holdEligibility not verifiedHardMembership depends on your employer, county or school
Membership is limited to 48 named Florida counties, not the whole state. If your county is not on that list you generally cannot join unless a family, school or alumni connection applies, so the app now checks your county before counting this offer as reachable. One bonus per household; anyone who has held an FCU checking account in the past 24 months does not qualify. New members only.
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Beacon Bank
$300 bonus$10 holdBranch requiredEasy$1,000 of direct deposit, nothing held
Available nationwide; the offer page and disclosure state no residency requirement. One $300 bonus per client; the Pinwheel direct-deposit switch is required.
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iTHINK Financial Credit Union
$125 bonus$1,000 DDEligibility not verifiedHardMembership depends on your employer, county or school
iTHINK Financial Credit Union serves named counties in Florida and Georgia, and the app now checks which county you are in before offering this. The credit union advertises up to $500, and it is worth knowing what that number contains: $50 for opening checking, $75 for the direct deposit, then an average daily balance award of $100 at $1,500, $225 at $10,000 or $275 at $20,000, plus a $100 value bonus on a separate credit card. The balance awards are alternatives to one another, not additive, and the page does not say whether they stack on top of the $125 or replace part of it. This record tracks the $125 you can earn without holding a balance or taking a second product. New memberships only, one per membership.
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