Best bank bonuses in Missouri

New consumer checking customers only. Ineligible with an existing Huntington consumer checking account, one closed in the last 12 months, or a consumer checking incentive received in the last 12 months.

Opening online is limited to residents of IA, IL, IN, KS, MI, MN, MO, OH and WI; branches are in Illinois, Minnesota and Wisconsin. Balances from personal checking, savings, money market, IRA and CD accounts count toward the tier as long as they are titled to the same primary account holder, but business, HSA, investment, minor and private banking balances do not. You are not eligible if you received a new personal checking bonus in the last 24 months or have had an Associated Bank checking account in the last 12 months. One per customer, primary owner must be 18 or older, and a valid email address is required. The bonus arrives within 120 days of account opening and the account has to stay open 12 months or the bank can take the money back at closing.

New checking customers only. Use promo code PARKPIRATES at account opening.

Available online (promo code EZV3F2M) or in-branch. Ineligible if you held a personal Regions checking account within the prior 12 months. Register by Dec 31, 2026; open by Jan 31, 2027.

Membership: you must live in the Kansas City, MO-KS or St. Louis, MO-IL Designated Market Area and meet CommunityAmerica's membership eligibility. Limited to people who have not owned a CommunityAmerica personal checking account in the past 12 months, and the account is subject to credit approval. Limit one checking bonus per account. The incentive is deposited into the primary owner's membership savings account within 30 days after the 90-day deposit period ends, and the account must be open and in good standing at payout.

Guaranty Bank is a Missouri bank with branches in Springfield, Joplin, Nixa, Ozark, Carthage, Neosho and nearby towns. Only new Guaranty Bank consumer checking clients qualify, and you are ineligible if you closed a Guaranty Bank consumer checking account in the previous 12 months or have ever received a Guaranty new account bonus. Business accounts and Empower Youth Checking are excluded. The account must stay open at least 30 days and hold a positive balance when the reward is paid, and closing within 90 days of opening costs $20 whether or not you earned the bonus. The $300 credit posts within 30 calendar days of meeting the requirements. Gift option is branch pickup only and defaults back to the $300 credit if not collected within 30 days.

Not available to existing Hawthorn Bank checking customers. In-branch only. Additional $25 bonus available if qualifying savings account opened within 60 days.

New CIBC US personal checking customers only; see the official offer terms for account-opening availability.

This is an employer-gated offer, not a public one. You must be an employee of a company in CommunityAmerica's At Work programme, and you open through that employer's own At Work page with that employer's code. Limited to one Chiefs Checking or Cashback Free Checking account per membership. Existing members are eligible. Valid through 12/31/2026.

Membership: live or work in one of Together's communities, work for a partner employer, or be immediate family or a household member of a current member. Communities are St. Louis City, St. Louis County, St. Charles County and Jefferson County in Missouri; Madison and St. Clair counties in Illinois; the Williamsburg, Virginia area; and set zip codes in the Dallas, Texas metro near Cedar Hill. The $50 piece requires a referral from a current member who has been a member at least 90 days. You must be in good standing when the qualifying transactions post, and the cash is reported on a 1099. Offer runs January 1, 2026 through December 31, 2026.